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Escape the hustle and bustle of everyday life and unwind in the comfort of this peaceful enclave with water views, greenspace, and a park for the kids to play in. This exceptional community offers several semi-customizable floorplans to choose from with state-of-the-art features and an abundance of designer selected options to suit your personal taste and lifestyle. Stoney Creek is located in the highly desired Chesapeake school zone, making it an excellent choice for families with children. Additionally, Stoney Creek's cental location provides easy access to all of Hampton Roads highways, military bases, employers, shopping, dining, entertainment and outdoor activities.
Designed for modern living, The Caymus offers 5–6 bedrooms, 3.5 baths, and 3,400–3,500 sq. ft. of flexible and well-appointed space. From its open-concept great room to its thoughtfully designed private areas, this home is built for both entertaining and everyday comfort. At the heart of The Caymus, the chef-inspired kitchen boasts a large island, an adjoining hearth room, and a spacious dining area, creating the perfect setting for gatherings. A large walk-in pantry ensures ample storage, while the first-floor living room/office and main-level bedroom/study with a full bath provide additional versatility. A powder room and mudroom with a drop zone at the garage entry add convenience to your daily routine. Upstairs, the deluxe primary suite is a private retreat, featuring two walk-in closets and a spa-like en-suite bath with double sinks, a walk-in shower, a soaking tub, and a private commode. With direct access to the laundry room, this suite is designed for both comfort and practicality. A media room provides extra living space, perfect for entertainment, a playroom, or a home office. For those seeking even more flexibility, an optional in-law suite with a private living room, bedroom, full bathroom, and two walk-in closets is available. With popular upgrade options to customize your space, The Caymus blends elegance, functionality, and modern convenience—making it the perfect home for families of all sizes.
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Description:
For a pre-qualification, the loan officer asks you a few questions and provides you with a pre-qualification letter. A pre-approval includes all the steps of a full approval, except for the appraisal and title search.
A rate lock is a contractual agreement between the lender and buyer. There are four components to a rate lock: loan program, interest rate, points, and the length of the lock.
Points are an upfront cash payment required by the lender as part of the charge for the loan, expressed as a percent of the loan amount. For example, "2 points" means a charge equal to 2% of the loan balance
Borrowers pay fees at closing for services provided by the lender and other parties, such as title companies. Lenders are required to provide a written estimate of these costs within 3 days of receiving a loan application.
Lenders require proof of income and assets, including bank statements, tax returns, W2 statements, and recent paystubs. More documents may be needed to show your down payment and ability to pay closing costs.
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