Michelle Phillips

NMLS # 257767



Michelle Phillips Senior Mortgage Advisor
Michelle Phillips

Michelle Phillips

Senior Mortgage Advisor

Mortgage Calculators

Loan Programs



About Michelle

Senior Mortgage Advisor

"I will keep you, your agent, and the listing agent informed with weekly status updates. I enjoy working with all types of clients, but really enjoy the first time homebuyers."

— Michelle Phillips

Michelle was born and raised in the Tidewater area and has been in the home mortgage business since 2002. She believes that customer service is the most important aspect of her job. It is very exciting to make someone's dream come true of owning their own home.

Michelle and Family 2

Michelle Sig

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"Michele Phillips and Jamie Fitzgerald professionalism and positive attitude about their responsibility to their customer. They both made me feel very important in the process. We were living in a hotel and traveling for months and they were very concerned and continued to encourage. They treat you like close friends. I really enjoyed this experience and it was the best experience I have had in all of my home purchases. Thanks Michelle and Jamie!" - T. Malllory

"We were really frustrated and had a short timeframe with which to work. Michelle of Tidewater Home Funding didn't miss a beat, and connected us with the best realtor we could have asked for, Suzanne Dunlevy of Keller Williams Realty. The two worked diligently and we closed on a great house without any delay. Both of these ladies answered all questions we have had, and honestly, we could not have asked for better. Michelle and Suzanne both did a wonderful job, and alleviated as much stress as possible. Their combined confidence, experience, and determination helped keep us going when we were ready to give up."- R. Pelletier

"As a first time homebuyer, I felt Michelle helped me to completely understand the loan process. Every question I had was met with a prompt, detailed response. It felt like she genuinely cared about me as more than a client, but also as a friend. By the time of closing, I was confident that I knew exactly what to expect. Even then, Michelle exceeded my expectations when I actually got money back after closing! Michelle will be my mortgage consultant for life!" - L. Draper

"My fiance and I were first time home buyers and we were truly lucky to have Michelle work with us. She was so thorough and explained every step of the way. She answered all of our many questions and was happy to do it. She maintained such a positive attitude and was so quick to reply via phone, email, etc. I don't think the process would have been so stress free and easy if it was not for her. I highly recommend her to anyone who is in the home buying process. Her customer service was beyond excellent." - M. Jones

"I had an excellent experience with Tidewater Home Funding.  Michelle was amazing and always made herself available to answer any questions I had.  I could not have asked for better customer servce." - L. Watters

Licensed in Virginia and North Carolina.

Contact Michelle

Michelle Phillips

Senior Mortgage Advisor
NMLS# 257767

1108 Eden Way North
Chesapeake, VA 23320
State Licenses: FL, NC, VA

Start Your Loan Application


Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

Ready to Take the Next Step? Start Your Loan Application Today.