Tidewater Home Funding is proud to serve families across Virginia, North Carolina, and Florida. Founded over 20 years ago, we have approved delegated underwriting authority with Virginia Housing, Fannie Mae, Freddie Mac, VA, FHA, and USDA. We are a local mortgage company where critical milestones of the loan process, including processing, underwriting, and closing, are completed in our Chesapeake corporate office.
CONTACTIn your journey towards buying a house or refinancing your mortgage, Tidewater Home Funding emerges as your trusted partner. Experience personalized assistance shaped around your mortgage needs and support at each phase of the loan process. Being a locally owned mortgage company, we have an understanding of the Hampton Roads, Richmond, and Outer Banks homebuying markets empowering you through the homebuying process. Contact our team today and explore our variety of loan programs.
Typically featuring better rates, terms and/or lower fees than other mortgage loan types. The most common Conventional mortgage loans are fixed rate mortgages and adjustable-rate mortgage loans.
Manufactured homes are an affordable option for prospective homeowners offering flexibility without compromising on quality.
Whether opting to renovate your existing home to better fit your needs or choosing to purchase a fixer-upper, work with a dedicated renovation financing team with a record of renovation knowledge, experience and reputation.
A reverse mortgage is available to homeowners who have built up considerable home equity and are 62+ years old.
Join our rate drop alert email list and let us know what interest rate you're looking for. When rates start to move, we'll contact you.
SUBSCRIBEFHA mortgage loans offer a low-down payment and flexible guidelines for prospective homebuyers. An FHA loan is insured by the Federal Housing Administration.
Military service members have unique mortgage needs. A VA loan is guaranteed by the U.S. Department of Veterans Affairs (VA) and available to most U.S. service members.
If you're looking to purchase a home in a rural area, you might be eligible for a USDA loan. These loans often feature no down payment and lower mortgage insurance costs.
Purchasing a home is a significant investment. Our easy-to-use mortgage calculators allow you to estimate your payment so you stay comfortably within your budget.
CALCULATORSThe homebuying process can be overwhelming. Our blog offers a bite-sized approach at educating you through the homebuying and refinancing process.
Your local lending partner, our team strives to exceed your expectations before, during and after the mortgage process.
Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - apply today to begin.
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