Featuring loan terms from 5 years to 30 years, your interest rate remains the same even if mortgage interest rates increase. If rates fall, you can refinance to a lower rate. Because your interest rate remains the same, your monthly mortgage payment also remains the same making for easy budgeting.
ARM loan products offer lower initial rates and mortgage payments. A cost-effective solution for prospective homebuyers with short-term mortgage goals, the first number in your ARM program refers to the fixed rate period at the start of the mortgage. The second number in the ARM program references the intervals your rate will be reset following the introductory fixed rate period.
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This is not a commitment to lend. All loans subject to program guidelines including credit and property approval. If refinancing an existing loan, the total finance charges may be higher over the life of the loan. These materials are not from HUD, VA, or FHA and were not approved by HUD or any other goverment agency.