FHA Loan Programs
Offering a low down payment and flexible guidelines, an FHA loan can be a great option for first-time homebuyers.
An FHA mortgage loan is insured by the Federal Housing Administration (FHA), operating under the U.S. Department of Housing and Urban Development. The FHA loan program can be used for the purpose of purchasing, refinancing, or renovating a property. Unlike other loan programs, gift funds can contribute to the down payment. Tidewater Home Funding has approved delegated underwriting authority with FHA.
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FHA-insured mortgages can help more people enter the homebuying market. Some benefits an FHA mortgage loan program offers includes:
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This is not a commitment to lend. All loans subject to program guidelines including credit and property approval. If refinancing an existing loan, the total finance charges may be higher over the life of the loan. These materials are not from HUD, VA, or FHA and were not approved by HUD or any other government agency. Sample payment obligation may be greater than what is stated in scenario. Please contact a licensed loan officer for more information.