Required Documents

What documents will you need?

Providing fast and efficient service requires having the necessary documents.  Please take a moment to review the following items. Providing these documents to your home loan professional in a timely manner will allow our team to better serve you and your family.
  • Past two (2) years W-2 statements
  • Pay stubs covering the last (30) thirty days
  • Two most recent monthly bank statements - ALL PAGES
  • Most recent quarterly statement of 401K, IRA, or mutual fund accounts
  • Copy of the purchase contract (if available)
  • If you are currently renting… either 12 months canceled rent checks or the name, address and phone number of your current landlord
  • If divorced… a fully executed divorce decree and separation agreement
  • For a refinance... a copy of the deed, declaration page(s) of homeowners insurance, and most recent tax bill
  • A letter of explanation for any known credit issues
  • Two (2) years signed personal tax returns - including all schedules
  • If self-employed, last two years corporate returns
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation.

Tidewater Home Funding

Tidewater Home Funding, LLC NMLS# 41552
Equal Housing Lender.

Licensed in Virginia, North Carolina & Florida.

VSCC Bureau of Financial Institutions, P.O. Box 640, Richmond VA 23218-0640, (1-800-552-7945)

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