Providing fast and efficient service requires having the necessary documents. Please take a moment to review the following items. Providing these documents to your home loan professional in a timely manner will allow our team to better serve you and your family.
Past two (2) years W-2 statements
Pay stubs covering the last (30) thirty days
Two most recent monthly bank statements - ALL PAGES
Most recent quarterly statement of 401K, IRA, or mutual fund accounts
Copy of the purchase contract (if available)
If you are currently renting… either 12 months canceled rent checks or the name, address and phone number of your current landlord
If divorced… a fully executed divorce decree and separation agreement
For a refinance... a copy of the deed, declaration page(s) of homeowners insurance, and most recent tax bill
A letter of explanation for any known credit issues
Two (2) years signed personal tax returns - including all schedules
If self-employed, last two years corporate returns
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation.