It is Friday again! One week into CFPB/TRID, and I hope this finds you well. Great questions this week. Here we go! You have previously prequalified one of my buyers for new construction. Now that TRID is in force, will this aff
On Tuesday, I attended the annual LEAD Hampton Roads “State of the Region” breakfast at the Marriott in Downtown Norfolk. At the breakfast, a team of ODU economists discussed our local economy and what we can expect in the year ahead. The eco
Tidewater Home Funding President/CEO Kim S. Curtis will continue as a board member for the Community Mortgage Lenders of America 2015/2016 term. Full release from CMLA (http://www.prlog.org/12495159-cmla-names-201516-officers-and-board.html): CMLA Nam
Effective October 3, 2015, the CFPB (Consumer Financial Protection Bureau) will be imposing new guidelines called TRID. At this point, we have all attended many conferences, webinars and Q&A sessions. As I am sure you have been inunda
On October 3, the TILA-RESPA Integrated Disclosure (TRID) took affect. TRID is complicated, but what you need to know is that mortgage lending forms used to be difficult for the homebuyer to understand. That’s why the Consum
It is Friday again! So here we are - lots of great activity out there. Good questions this week. We want to lock our rate, but how do we know which rate is the best option for us? I will always quote what we term as a par
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