Shikma Rubin

Mortgage Advisor

NMLS# 1114873

Shikma Rubin Mortgage Advisor

Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

Decoding Common Loan Programs for First-Time Homebuyers

Decoding Common Loan Programs for First-Time Homebuyers

                  Buying a home for the first time can be both exciting and overwhelming. One of the more confusing aspects can be understanding the different types of loan programs available to you. Don't worr

Sep 25, 2023 |

Understanding Loan Estimates: Your Key to Smart Homebuying

Understanding Loan Estimates: Your Key to Smart Homebuying

          What is a Loan Estimate?  Congratulations, you've decided to buy a home! One of the most important documents you'll encounter in your homebuying journey is the Loan Estimate, commonly known as the LE. But what is it

Sep 25, 2023 |

8 Ways to Identify a Mortgage Scam and Protect Yourself

8 Ways to Identify a Mortgage Scam and Protect Yourself

Getting that key to your dream home is like catching a glimpse of a shooting star – it is thrilling! But wait, the galaxy of the mortgage world has its share of tricky comets as well. These shady mortgage scams can transform your dream into a haunti

Sep 19, 2023 | Purchasing a Home

Understanding Debt-to-Income Ratio

Understanding Debt-to-Income Ratio

Buying a house is a big deal, and there's some key phrases that you need to know. You can conquer the world of real estate once you understand a powerful weapon in your financial arsenal: the "debt-to-income ratio." Don't let the jargon scare you –

Sep 14, 2023 | Purchasing a Home

How to Avoid Private Mortgage Insurance (PMI)

How to Avoid Private Mortgage Insurance (PMI)

Imagine you're on the edge of diving into homeownership—super thrilled to claim a piece of the real estate pie. But wait a minute! There's a sneaky hurdle called Private Mortgage Insurance (PMI) lurking in the shadows. Buckle up, because we're about

Sep 12, 2023 | Purchasing a Home

How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

Hey there, future homeowner! So, you're thinking about getting your very own place, right? You might be wondering, how do you actually save up for the down payment? Don't sweat it! We've got your back with some tips that'll make saving money a breeze. Let

Sep 05, 2023 | Purchasing a Home

Ready to Fund Your Dreams?

Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - apply today to begin.

 

APPLY NOW