Mortgage News

Veterans Products

UP TO $10,000 AVAILABLE FOR HOME PURCHASE At Tidewater Home Funding, we are committed to supporting our military community by helping you have a home that is safe, accessible, and cost-effective to own. We’re also here to support you if you’re looking to achieve the dream of first-time homeownership or purchasing a new home to support your growing household. As a special offering to the military community, Tidewater Home Funding can help eligible veterans or active-duty members of the U.S. military*, their spouses, or their surviving spouses access grant funds to pay for acce...

May 22nd, 2018 Veterans Products

The Community Mortgage Lenders of America

The Community Mortgage Lenders of America board announced the hiring of Ed Wallace as its new executive director. Wallace is succeeding Glen Corso, who retired in November and taking over for Rob Zimmer, CMLA head of external relations, who served in this role in the interim. In a statement, incoming chair of CMLA and CEO of Tidewater Home Funding, Kim Curtis, said Wallace was the perfect candidate for the position. “Ed Wallace is the candidate we knew we wanted before we even met him,” Curtis said. “He combines deep and varied executive and operations experience wit...

May 2nd, 2018 The Community Mortgage Lenders of America

Reverse Mortgages Post 2017 Changes

by Charlene Turner, NMLS # 456052 Since it is Reverse Mortgage Education week, let’s examine changes in the FHA Reverse Mortgage product in the past year. In October 2017, the Reverse Mortgage program introduced more sweeping changes to the Home Equity Conversion Mortgage (HECM), or informally, reverse mortgage. The changes were brought to a continually evolving program and reflect lessons learned as the program has matured. Why change what seemed like a successful program that helped so many? Homeowners over 62 were beginning to understand, accept, and take advantage of the ben...

April 25th, 2018 Reverse Mortgages Post 2017 Changes

Attention, first-time homebuyers: Don't fear mortgage insurance.

by Shikma Rubin, NMLS # 1114873 Let me dispel one of the biggest myths in home buying: Mortgage insurance is something you must avoid at all cost. That is incorrect, and here is why. Mortgage insurance makes it possible to purchase a home even if one can’t make the traditional 20 percent down payment. The insurance allows one to keep more of his or her cash and achieve homeownership. Now that you understand why mortgage insurance plays a key role, let’s break it down on a more technical level. Mortgage insurance protects the lender for losses suffered if the borrower defaults on...

April 2nd, 2018 | mortgages, Attention, first-time homebuyers: Don't fear mortgage insurance.

Marshall Celebrates 16 Years with THF

Congratulations and THANK YOU, Mary Beth Marshall. Celebrating 16 years with the Tidewater Home Funding family this December. A truly exceptional mortgage professional.

December 4th, 2017 Marshall Celebrates 16 Years with THF

Fannie Mae and Freddie Mac Announces Maximum Conforming Loan Limits for 2018

"The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2018. In most of the U.S., the 2018 maximum conforming loan limit for one-unit properties will be $453,100, an increase from $424,100 in 2017." - 11/28/2017For more information... https://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Announces-Maximum-Conforming-Loan-Limits-for-2018.aspx 

November 28th, 2017 Fannie Mae and Freddie Mac Announces Maximum Conforming Loan Limits for 2018

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Tidewater Home Funding

Tidewater Home Funding, LLC NMLS# 41552
(www.nmlsconsumeraccess.org).
Equal Housing Lender.

Licensed in Virginia, North Carolina & Florida.

VSCC Bureau of Financial Institutions, P.O. Box 640, Richmond VA 23218-0640, (1-800-552-7945) www.scc.virginia.gov/bfi

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