Mortgage News

3 Ways to Look Smart at a Holiday Party: Mortgage Edition

December 12th, 2014

The holiday season is here and that means it's time to party! As the real estate expert in your circle, people will come up to you at a gathering and pick your brain about the market. So keep this mortgage information handy.

3 Ways to Look Smart at a Holiday Party

1. This week, Fannie and Freddie announced a 3% down payment option for first-time home buyers. Click each link for more info on the programs.

These programs are great options for millennials and anyone else who wants to stop renting and buy a home.

2. According to Mortgage News Daily, many renters see themselves as "homeowners in waiting." 

Make sure you tell renters about the VHDA loan (no down payment program) or direct them to a lender like me who will explain how they can afford a house sooner than they realize.

3. Jonathan Smoke, chief economist for, believes 2015 will be an emerging year for millennial homebuyers. 

Show young people you know how to work with them. Get a refresher and download my ebook "15 Things Millennials Want from the Homebuying Process."

At a holiday party, you have an opportunity to engage and educate others. You never know when a lead might happen.

As always, you can call me at 757-490-4726 or email if you have any questions or concerns. 


Tidewater Home Funding

Tidewater Home Funding, LLC NMLS# 41552
Equal Housing Lender.

Licensed in Virginia, North Carolina & Florida.

VSCC Bureau of Financial Institutions, P.O. Box 640, Richmond VA 23218-0640, (1-800-552-7945)

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