Customer Testimonials


We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

THF Lifestyle

Read what others have said about working with us:

As first time home buyers, Shikma was the best mortgage consultant we could ask for! Even before we officially started working with her, she took the time to meet at our local coffee shop one weekend to explain how different scenarios could work for us. Throughout the entire process, she always took the time to answer our questions - no matter how big or small - and seemed to genuinely enjoy teaching us about what we'd expect on closing day. Oh, and speaking of closing day, Shikma was there with us, even though she was 9 months pregnant - and then she went on to have her first little baby boy that night! My husband and I would definitely recommend working with Shikma for the following reasons: Patient - with all of our questions! and took the time to thoughtfully respond and answer them Responsive - regularly followed up with us and responded to our emails or phone calls Thorough - she took the time to explain everything, talked us through the process, leaving no stone unturned Overall, Shikma was wonderful - we'd definitely recommend working with her!

- K. Bowen
Norfolk, VA | November 22, 2015

Great Experience, Shikma Rocks! It was a pleasure to work with alongside Shikma in my loan process. I am a first time home buyer and she always explained everything to me in a detailed manner, ensuring I was always comfortable. Shikma gave me exceptional advice regarding the different loan types and I was able to find the best interest rate available. Her customer service is beyond exceptional and she was the shining star of the home buying process. I had spoken to numerous mortgage companies beforehand and Tidewater Home Funding made me feel so comfortable. I would highly recommend Shikma and Tidewater Home Funding!

- McMullen
-, VA | November 14, 2017

From the outset Shikma was responsive to our every need and kept us continually updated about our mortgage application process. She was a pleasure to work with, whether on the phone or in person, and her knowledge and professionalism puts her over and above that of her peers in the industry. She has our highest recommendation!

- K.M
Virginia Beach, VA | November 14, 2015

Shikma was so helpful during our first time home-buying experience! We had tons of questions and she was always there to help us work through them and explain everything in great detail. She gave us different options for our loan and was sure to go over all of the details and make sure we understood everything. She was also so reassuring and helped me feel calm when things got overwhelming. I know that our experience would not have gone so smooth without her!

- C. Chambers
Virginia Beach, VA | September 16, 2015

Shikma was extremely thorough and professional during the entire home buying process. Not only was she knowledgeable, but Shikma was always willing to explain every aspect about receiving a mortgage. This made the process easy and stress free for a first-time home buyer like me. She answered emails quickly and many times after normal working hours, and made herself available whenever I had any questions. More impressively, she worked with me almost until she gave birth to her first child. Not only is she capable at doing her job, but she is friendly, compassionate, and understanding. I have already recommended her to a few of my friends interested in buying homes. Definitely one of the best mortgage consultants in the Tidewater area, if not the best!

- A. Soberman
Norfolk, VA | August 22, 2015

We had the pleasure of working with Shikma Rubin over the course of several months while Tidewater Home Funding managed our home mortgage process. She was meticulous in her handling of the endless paperwork, document signatures, phone calls, and deadlines, making sure that our money was ready to move when we were. Most amazing to us was that she performed all of these intensive services for us, and others, while just weeks away from delivering her first child!! Talk about focus and attention to detail! She was just great. There is no one more pleasant to work with than Shikma. My wife and I highly recommend her.

- C. Johnson
Virginia Beach, VA | August 21, 2015

Shikma is the best. She went above and beyond to answer our questions and get us the best mortgage package. She was easy to work with and responsive. She found us a loan option that another broker did not give us, thereby saving us money. We closed on time and the loan process has been seamless.

- B. Lerner
Virginia Beach, VA | August 17, 2015

My husband and I had the pleasure of working with Shikma Rubin as our Mortgage Consultant. Ms. Rubin was professional and made us feel comfortable during the entire process. Ms. Rubin was very knowledgeable and ensured that we understood every aspect of the process in applying for a mortgage. Ms. Rubin was very attentive and responded to our calls timely. I would like to thank Shikma for making the mortgage process a pleasant experience. I would recommend anyone looking to apply for a mortgage to request Shikma Rubin at Tidewater Home Funding as your Mortgage Consultant.

- P. Logan
Chesapeake, VA | June 04, 2015

"I was given Shikma's information from a friend after I already had a home loan quote in order to get a second opinion. She was very knowledgeable about the home buying process even for someone like myself who is a second time home buyer. She took the time to meet with me and my family on several occasions to explain not only financial information but also to gather and collect other pieces of information to help us close on a short timeframe. I definitely recommend working with both Tidewater home funding and with Shikma Rubin toward the purchase of a home. Also, as a VA loan eligible home buyer, I found her to be responsive and competent with my needs for closing. Finally Tidewater offered competitive rates with the national lenders and were easy to work with."

- G. Mitzner
Hampton Roads, VA | April 16, 2015

Shikma is very knowledgeable about the entire mortgage process and is highly responsive. She got us pre-approved quickly and made the application process as easy as possible, keeping us updated on the status of our loan. Shikma worked closely with the realtors and attorney to make sure that everything was coordinated for the loan closing. Even if you are not a first-time home buyer, the mortgage loan process can be difficult to navigate and Shikma is there is guide you every step of the way.

- H. Cohen
Hampton Roads, VA | December 12, 2014

"Shikma Rubin at Tidewater Home Funding is the best person to take you through the home buying process! Shikma was professional, personable and specific in explaining each aspect of the process, which had us at ease. She walked us through each step so effortlessly and was extremely patient with all of our questions!"

- M. Moore
Hampton Roads, VA | August 27, 2014

Write a Testimonial

Tidewater Home Funding

Tidewater Home Funding, LLC NMLS# 41552
Equal Housing Lender.

Licensed in Virginia, North Carolina & Florida.

VSCC Bureau of Financial Institutions, P.O. Box 640, Richmond VA 23218-0640, (1-800-552-7945)

00facebook 00twitter 00lin 00yelp

Search Our Site