757-366-8690
aklein@tidewaterhomefunding.com
Apply Now
Secure Doc Upload
Tidewater Home Funding Logo

Ali Klein

NMLS ID ------

757-366-8690 aklein@tidewaterhomefunding.com

Blog

Blog Image: How to Set Up the Best Work From Home Space

How to Set Up the Best Work From Home Space

Even pre-quarantine, more and more Americans were starting to work from home. Calls and meetings were going virtual, companies were finding cost-savings in remote employees, and the rise of the gig economy paved the way for atypical workstyles. Figuring out a proper work-from-home space is something that everyone could use right now, and most likely, in the future, as companies transition some of the virtual practices into permanent protocol.   Creating a space that makes you feel productive and free from distractions is imperative for your mental health, too. Without the option of eve...

August 13th, 2020 How to Set Up the Best Work From Home Space

Blog Image: Do You Have Enough Money to Buy a House?

Do You Have Enough Money to Buy a House?

When potential buyers are ready to begin their dreams of homeownership, they often start by looking at real estate listings. The asking prices are the starting point for determining how much home a buyer can afford, but there are plenty of other costs and fees not spelled out in that one number. By looking at all the associated expenses, you can decide if you have enough money to buy a home. Down Payment Most mortgage loans require at least some down payment (VA loans for military are one big exception). A conventional loan an require as much as 20% down. For a $250,000 home, a 20% dow...

August 12th, 2020 | Purchasing a Home, Do You Have Enough Money to Buy a House?

Blog Image: How are Mortgage Interests Rate Determined?

How are Mortgage Interests Rate Determined?

Getting the very lowest interest rate is usually top priority for most home loan seekers but mortgage rates can vary widely from day to day and year to year. They are influenced by international and domestic market changes as well as an individual borrower’s financial details and loan packages. In order to get the best rate, it is essential to understand all the factors that determine mortgage interest rates. The Federal Reserve and 10-year Treasury Bond Yield The general range for mortgage rates at any particular time is heavily influenced by the world and U.S. financial markets...

August 5th, 2020 | Interest Rates, How are Mortgage Interests Rate Determined?

Blog Image: 3 Essentials to Smart Mortgage Decisions

3 Essentials to Smart Mortgage Decisions

Maybe you’re thinking about buying a home but feel intimidated by the mortgage application process. It can feel overwhelming if it’s your first home purchase and you don’t know where to begin or who to talk to. If you think ahead, organize your finances, and do your research, you’ll be better prepared to make the best mortgage decision for you. Getting a mortgage (and buying a home) is not something anyone does lightly, so you want to make sure you’re as educated and prepared as possible! Here are 3 major tips to help you prepare your finances and set yourself ...

July 31st, 2020 3 Essentials to Smart Mortgage Decisions

Blog Image: What Happens If I Lose My Job During the Mortgage Process?

What Happens If I Lose My Job During the Mortgage Process?

You are midway through the process of closing on a new home or a refinance mortgage. Then you lose your job. In today’s coronavirus crisis climate, plenty of home buyers and homeowners have faced this situation. Can the home loan go through or is it curtains for your new mortgage? While becoming unemployed during the loan underwriting process is much less-than-ideal, there may be some rays of hope. Temporary or Permanent Job Loss Sometimes income loss is due to furloughs. If you have a commitment from your employer as to when you will return to work or your income will resume, you ...

July 29th, 2020 | Interest Rates, What Happens If I Lose My Job During the Mortgage Process?

Blog Image: Should I Prepay My Mortgage?

Should I Prepay My Mortgage?

Benefits of Prepayment The main benefit of paying off your mortgage early is the savings. Even by cutting off just a few years from your home loan, you can save thousands of dollars in interest. For example, if you take out a 30-year mortgage loan for $250,000 at 4%, you would pay more than $179,000 in interest over the course of the loan. If you were to contribute an extra $75 a month, you would pay off your home loan three years early and save almost $22,000 in interest payments. And the savings only increase if you can throw larger chunks of change at the mortgage. Prepaying your home...

July 22nd, 2020 | Mortgage Advice, Should I Prepay My Mortgage?

Pages: 1 2 3 4 5 6 7 8 9 10 11 Next >