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Ali Klein

NMLS ID ------

757-366-8690 aklein@tidewaterhomefunding.com

Customer Testimonials

We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership. We want to add you to our list of very satisfied customers.
Read what others have said about working with us:

Michelle was very easy to work with and explained every step of the process in great detail. I will refer her to anyone needing a loan officer in the future.

- Donald & Trish C.
Chesapeake, VA | April 23, 2020

My Loan Officer Michelle is the Best! This is the second time that we've used Tidewater Home Funding, once as a first time homebuyer and recently to refinance our second home. We worked with Michelle both times. She is the most knowledgeable, and she will put you at ease when going through the home buying process. She answers all of your questions and will give you a up front and honest answer. She tells you want you need to hear and not what you want to hear. No matter what time you call or text her, she makes herself available! She is awesome! I highly recommend Tidewater Home Funding in particular Michelle Philips for your mortgage needs!

- Charles & Sherita W.
Chesapeake, VA | April 23, 2020

Charlene was an amazing loan officer! She was very responsive to all of our questions and concerns. We really feel that she worked hard to ensure that we received the best rate and terms during our refinance!

- Matthew Hinson
Norfolk, VA | September 28, 2020

Michelle Phillips from Tidewater Funding is professional, but more importantly, “down to earth” and approachable.  Michelle and her staff always responded to our questions in a helpful manner.  Michelle made us feel like we were never a bother even though we know she had lots of other priorities on her desk.  My husband and I have been so thankful for Michelle’s assistance and would definitely recommend Michelle to anyone that needs mortgage funding!

- Sheila
Moyock, NC | October 14, 2020

As a first time home buyer there were many questions that I had.  Charlene was always available to answer my questions and coach me through the home buying process.  It really made the experience that much easier.  She was easy to work with and very knowledgeable.  I’m appreciative of all of her hard work! 

- David Mesa
Virginia Beach, VA | October 26, 2020

I was extremely pleased with my service. Michelle and Jamie were excellent. They were very easy to reach out to and quick to get things done. I would certainly recommend them to anyone and everyone. Thank you for making me feel valued and working so hard to get me in my new home! Great memories!

- Alan I.
Portsmouth, VA | April 23, 2020

Terry has handled my mortgages on multiple properties. Both initinal and refinances. Every time the transaction was smooth. I can reccommend him enough. The entire office is outstanding.

- Lee L.
Virginia Beach, VA | February 28, 2020

Our time working with Tidewater Home Funding was very pleasant and not stressful.

- Clarissa & Charles D.
Chesapeake, VA | November 30, 2019

After having met Shikma, it was clear that she was extremely knowledgeable pf all the possible programs that would meet my needs; however what I did not know is how diligent she would be in obtaining mortgage approval. I had unusual circumstances so when I felt doubtful, Shikma reassured me we were in this process together and she remained hopeful. She went way beyond my expectations to do everything humanly possible to pull it all together, and she did this with extreme professionalism and poise. What an outstanding pleasure it was to have her as my financial agent. Although I have tried to express my deep gratitude and appreciation for all Shikma did for me, I'm certain my words are inadequate; you see she Shikma changed my life forever and I will remain grateful for all times

- Brenda S.
North Chesterfield, VA | October 23, 2019

Charlene, you certainly go the extra mile for your clients. The movie coupon and popcorn are a real treat and a nice surprise. I hope your employer appreciates you as much as I do. You made the loan process a smooth one for me. I am grateful for all your help and your expertise on my behalf. Thank you for making me feel comfortable and taken care of throughout.

- Peggy E.
Southampton County, VA | September 13, 2019

Would recommend Lori Walder in a heartbeat! Her dedication and attention to detail was outstanding, and she went above and beyond to help us. She’s a gem!

- Richard & Joann M.
Chesapeake, VA | March 16, 2019

Lori was the glue that held this deal together. She was involved with all aspects of the deal and communicated everything to perfection. We never had to wonder where what was happening during the process. She even kept the real estate agents in line for us when communication with them was lacking.

- Richard M.
Chesapeake, VA | March 14, 2019

From the moment I made my first call everyone I have dealt with from Michelle, Holly, Jaime and Patty have been very professional and kind. I would recommend Tidewater Home Funding to anyone looking for a mortgage company. The pleasure was all mine I couldn’t ask for an easier more knowledgeable group of professionals!

- Christine B.
Chesapeake, VA | March 13, 2019

Shikma was absolutely amazing!

- Erica S.
Chesapeake, VA | March 07, 2019

Susanna offered superior service and exceptional attention to detail in an efficient, easy to work with environment. Susanna's attentive business style came in handy working with us across country. We didn't feel the three hour time difference as she dedicated her availability to our timeline. We will gladly call Susanna for future loans.

- W.
Chesapeake, VA | March 02, 2019

Over the years, my wife and I have had been involved in quite a few real estate transactions. This one went very smoothly and, we believe ,the experience and professionalism of Tidewater Home Funding's team members contributed greatly to this. We would recommend your services to other family members and friends.

- Thomas & Jacqueline R.
Chesapeake, VA | February 20, 2019

Frank and his team were excellent-knowledgeable, extremely communicative throughout the whole process, and a true pleasure to work with!

- Cory & Ashley J.
Virginia Beach, VA | February 05, 2019

This was my first time purchasing a home by myself and Deb was just wonderful walking me through every steps and making sure I understood everything about the process .Thanks for having a Wonderful person like Deb onboard.

- Emily L.
Manteo, VA | February 01, 2019

For a first time homebuyer everyone assisted me and help me out from the beginning to the end.

- Christopher E.
Manteo, NC | December 27, 2018

This was my first time buying a home. Dave and Dana and everyone there were very helpful and patient throughout the entire process. I appreciated that Dave and Dana were very accessible when I had questions or concerns. I would recommend Tidewater Home Funding to anyone.

- Heather R.
Newport News, AK | December 21, 2018

Gee is great!

- Karl A.
Newport News, VA | November 30, 2018

Lori was wonderful! Every person I spoke with and every person that worked on our loan was outstanding. I was blown away by how nice, professional and caring everyone was. I would recommend you all in a second.

- Malorie H.
Chesapeake, VA | November 26, 2018

Great to have local people to make the process smooth and personable.

- Michael P.
Newport News, VA | October 22, 2018

Buying a home as a military family is hard. Buying a home from Germany is even harder! Gee made the whole process so easy by walking us through every step and doing all the documents, except closing, electronicslly. She was available by email and FaceTime and answered all our questions. Most importantly, she interest matched another competitor’s offer. I would choose tidewater home funding again!

- Kristi & Kirk C.
Newport News, VA | October 22, 2018

Kelle was absolutely wonderful! Very respectful, knowledgable, and just all around she was great to work with on my first home!

- Bradley J.
Manteo, NC | October 15, 2018

It was a great short process. From the first preliminary discussion until the closing date, everything went smooth, Dave and Dana are doing a great job, providing wonderful service. Thank you guys!

- Filip P.
Newport News, VA | October 09, 2018

Matt was with us every step of the way. He always went out of his way to answer our questions or help us with anything. I would highly recommend matt Marshall to any of my friends or family.

- Snelling
Chesapeake, VA | October 02, 2018

My experience with Tidewater Home Funding was absolutely fantastic! From the first phone call with Connie to the closing with our attorney. Receiving paperwork electronically worked really well for us since part of our time we were on vacation and everything still went smoothly. Any time we had questions, even on weekends, all we had to do was pick up the phone and call Connie and she was so good about answering our question(s) and if she didn't know the answer she would find out and then call us back. Great Experience! Thank you for everything!

- Roger E.
Gloucester, VA | October 02, 2018

I was directed to Tidewater Financial by my realtor and was fortunate enough to work with Matt Marshall. I was a first time home buyer with minimal knowledge of the process to obtain a mortgage. Matt guided me through the entire process, he was always easy to get in touch with and always willing to meet face to face. A very smooth process and I would definitely recommend to anyone interested in purchasing a home.

- Ryan F.
Chesapeake, VA | October 02, 2018

It was just a pleasure to work with Gee. She is always available to answer any questions that my wife and I had. She's super friendly and knowledgeable. We hope to stay in our current home but if we decide to purchase another, Gee would be the first call.

- Jesse K.
Newport News, VA | October 02, 2018

My wife and I were most pleased with the services and support of Dave Forman. He always kept us informed and made the experience unprecedented. His keen knowledge and insights were instrumental in posturing us for broader options to consider. We will continue to recommend his services to our family, friends and colleagues. Dave set a noteworthy example for others to emulate. He reduced the pressure-laden experience with purchasing a home because of his proficiency and can-do-approach.

- James D.
Newport News, VA | September 21, 2018

Dave and his team are phenomenal and take the extra step to make the process seamless! They get 5 stars!

- Keith W.
Newport News, VA | September 14, 2018

Matt Marshall was professional and very knowledgeable in the loan process. He was able to process my loan within 30 days (or sooner), when I found out that I was getting a finished home that had just became available. He worked with Nancy Bass and the builder to ensure all the documents that I needed were completed to make it happen. I was very nervous about the whole process, but there were no glitches and everything went very smoothly. Matt and his staff were super in walking me through the forms and all the details for processing the loan. I would recommend Matt Marshall to anyone who wanted to apply for a home loan. He is always on top of things and always returned my calls quickly.

- Cheryl G.
Chesapeake, VA | September 10, 2018

Gee was extremely helpful walking me through the home loan process in purchasing my first home. She was available whenever I had any questions and was always very helpful in providing reassurance throughout the process. Thanks again!

- Travis H.
Newport News, VA | September 10, 2018

Being a first time home buyer, Michelle made my experience amazing. She is extremely knowledgeable, organized and made everything so easy for me to understand. She went above and beyond for me. I will tell everyone I know who is looking to finance a home about Michelle and Tidewater Home Funding. Thank you for everything!

- Abigail N.
Chesapeake, VA | September 08, 2018

My first and only experience with the Company was for the most part comforting. My Loan Officer Michelle Phillips instilled the feeling that the loan process would end successfully. Through the process each hurdle that had to be cleared was handled swiftly and confident ly. Tidewater Lending has gained an life time customer with an lifetime of confidence that my future needs will be met. Thank you so much!

- Tim H.
Chesapeake, VA | September 08, 2018

Connie made the entire process very smooth and easy. Great communications always friendly and informative. We had not purchased a home in 25 years but Connie and Tidewater made the entire process very easy. A pleasure to work with your company.

- Jerry & Debbie H.
Gloucester, VA | September 08, 2018

I felt that I was give all the information of all the process of home financing

- Jean F.
Gloucester, VA | September 08, 2018

Smoothly done-very considerate of my feelings.

- Carole M.
Virginia Beach, VA | September 07, 2018

Connie was very responsive to our first call and set up a meeting date within just a day or so of our inquiry. She and the support staff were very helpful throughout the process (that has grown more complicated than we had ever imagined).

- Evan & Sandra VL
Gloucester, VA | September 07, 2018

Dave & Dana worked very hard to get where we are, we love this house and would recommend Tidewater to anyone,THEY are the best.

- Anonymous
Newport News, VA | September 06, 2018

Deb Olmstead at Tidewater Home Funding is prompt, professional, and personable. She went out of her way to make sure everything was as smooth as silk.

- Anonymouse
Manteo, VA | September 06, 2018

Deb and the whole support staff were awesome to work with!! At closing we found a “hiccup” that wasn’t on credit report. Deb was very supportive and helped talk me through it when I was ready to give up. We now have our dream home thanks to Deb!!! We highly recommend Tidewater Home Funding for any mortgage needs!

- Tony C.
Manteo, NC | September 06, 2018

Deb and Cindy were overall so helpful and willing to help my boyfriend and I get this overwhelming process completed and with ease. Every question I had for Deb she was so quick to respond and provide the explanation I needed. Cindy was so knowledgeable with the process we were able to trust that she was had it all under control. We had a easy experience with THF. We will eventually do it again!

- Anonymous
Manteo, NC | September 06, 2018

We were intimidated by the home buying/mortgage process, but Holly Cross immediately put us at ease and made us feel secure that we had an experienced and professional ally in our corner. She and her staff were helpful, supportive and available throughout the entire process for any questions or assistance needed. The friendliness and diligence of Holly and her team made our experience with home buying a more comfortable and enjoyable experience than we could have hoped for, we would absolutely recommend them to anyone considering purchasing a home!

- Anonymous
Virginia Beach, VA | September 06, 2018

The loan portion of my home buying experience was exceptional. Michelle P and the entire staff at Tidewater Home Funding were friendly, knowledgeable, professional, and organized. There was no need for additional requests for information, which I appreciated, since I've heard horror stories. I couldn't have asked for a better experience and would definitely recommend to anyone. Thank you!

- Anonymous
Chesapeake, VA | September 06, 2018

Working with Michelle was awesome! She was very professional and wanted to make sure I understood the process. Thank you Michelle!

- Sharon S.
Chesapeake, VA | September 06, 2018

It was my first time buying a home and I couldn’t have had a better and sweet person to help me with my million of questions and concerns. Deb made it so easy with everything along the way. I am super satisfied with how easy the entire process was.

- Anonymous
Manteo, NC | September 06, 2018

Gee and Brenna were amazing, so friendly and helpful. We are pleased with our overall experience.

- Anonymous
Newport News, VA | September 06, 2018

This was my first experience in buying a home and Gee and her assistant was, in my eyes, perfect guiding me in the right direction. I am very, very satisfied!

- Billie B.
Newport News, VA | September 06, 2018

It was a great experience especially being my first time buying.

- Michael W.
Chesapeake, VA | January 13, 2018

It was very enjoyable working with Colby. She was very accessible and knowledgeable about the process and what was needed from us to complete the loan approval process. Every step of the way she kept us informed and if something was needed, she was quick to let us know. I would highly recommend Colby for servicing a loan.

- Brain S. & Christine H.
Chesapeake, VA | February 20, 2019

Colby is a rock star! She is extremely knowledgeable and really helped guide me through the entire process. I would recommend her to all of my family and friends!

- Stephanie D.
Chesapeake, VA | February 19, 2019

Susanna was great and was very knowledgeable. I hadn’t bought a home in about 15 years so I had lots of questions. She was always available and quick to answer all my questions to get things done.

- Jennifer K.
Chesapeake, VA | February 19, 2019

Great experience. Very professional staff.

- Wade T.
Chesapeake, VA | February 18, 2019

I love how hands on Colby is throughout the loan entire process. She tends to all the paperwork and has excellent follow through and communication. I would highly recommend Colby. She is a great loan officer.

- Jarvis
Chesapeake, VA | December 18, 2018

Our interactions with Colby exceeded our expectations from start to finish! She took time to know us personally and made the process feel seamless and stress-free. Colby helped to make my mom’s dream of owning the beach house come true!

- Susan O.
Chesapeake, VA | September 08, 2018

Smoothly - done-very and considerate of my feelings.

- Carole M.
Chesapeake, VA | September 07, 2018

This home buying process was very smooth and quick. I would highly recommend this company.

- Anonymous
Chesapeake, VA | September 06, 2018

Very professional service and willing to listen.

- Anonymous
Chesapeake, VA | September 06, 2018

Colby did an amazing job finding the perfect loan for our situation. She explained every part of the process and there were no surprises at closing. She was even able to help set up my online mortgage payment!

- Anonymous
Chesapeake, VA | September 06, 2018

Colby was great! She was very responsive and extremely helpful with everything. I called her several times with questions about the process and how different aspects worked. She was always very responsive and timely with her reply, even if later in the evening, or early morning, and weekends (we tried not to ask after 9pm or weekends and holidays if we could help it). Unfortunately, our search and eventual purchase of our first home has over a year from start to finish. However, Colby was great the entire time and extremely helpful from start to finish. Very nice experience and made buying our first home very easy and stress free.

- Ben L.
Chesapeake, VA | September 06, 2018

Susanna is so incredible to work with. She was incredibly respectful of my busy schedule and limited time. She was always efficient, direct, and helpful. I appreciate being able to do everything electronically. Once I told her what I wanted, she took the initiative and made sure that it was done exactly right.

- Emily M.
Chesapeake, VA | September 06, 2018

This home buying process was very smooth and quick. I would highly recommend this company.

- Anonymous
Chesapeake, VA | September 06, 2018

Colby was with us every step of the way. She was professional and personable. She made herself available pretty much night and day. We communicated via phone, email, and text messaging. She went a step beyond welcoming my son to his new home with a childs toolkit. It was a pleasure to work with her. I have recommended Tidewater Home Funding to others as well as Colby personally.

- Anonymous
Chesapeake, VA | September 06, 2018

"Michele Phillips and Jamie Fitzgerald professionalism and positive attitude about their responsibility to their customer. They both made me feel very important in the process. We were living in a hotel and traveling for months and they were very concerned and continued to encourage. They treat you like close friends. I really enjoyed this experience and it was the best experience I have had in all of my home purchases. Thanks Michelle and Jamie!

- T. Mallory
Chesapeake, VA | May 03, 2018

From start to finish, Tidewater Home Funding made the process easy and as fast as possible. They made sure that I understood each step of the process, as well as, answered all questions and concerns that I had about the process.

- T. Micke
Virginia Beach, VA | February 26, 2018

I had an excellent experience with Tidewater Home Funding. Michelle was amazing and always made herself available to answer any questions I had. I could not have asked for better customer service!

- L. Watters
-, VA | December 07, 2017

The staff is outstanding. Tammy Marge and Frank are easy to work with and very helpful!

- S. Stratton
-, VA | November 15, 2017

Great Experience, Shikma Rocks! It was a pleasure to work with alongside Shikma in my loan process. I am a first time home buyer and she always explained everything to me in a detailed manner, ensuring I was always comfortable. Shikma gave me exceptional advice regarding the different loan types and I was able to find the best interest rate available. Her customer service is beyond exceptional and she was the shining star of the home buying process. I had spoken to numerous mortgage companies beforehand and Tidewater Home Funding made me feel so comfortable. I would highly recommend Shikma and Tidewater Home Funding!

- McMullen
-, VA | November 14, 2017

I had the good fortune of having Connie McKee assist me with my home refinance. In addition to her professional expertise and knowledge, I also appreciated her ongoing communication & responsiveness, as needed, throughout the entire process. It's nice to have someone like her working in close proximity to the "Northern Neck" of Virginia. I look forward to the opportunity to refer others in need of home financing to her in the future!

- J. Smith
-, VA | November 13, 2017

The service provided was outstanding. We were always kept up to date with the progress of the loan. This is the second mortgage we have done with Tidewater Home Funding and we are extremely happy. Michelle Phillips has always went above beyond to ensure we were satisfied and I would highly recommend her for your mortgage needs.

- J. Pridgen
-, VA | September 25, 2017

We would highly recommend Connie McKee. As first time home buyers they made purchasing our house a breeze. Connie and her team are knowledgeable and very friendly. They were very accommodating to our needs as first time buyers! We could not be more happy with our purchase. It wouldn't have happened without Connie's willingness to go above and beyond for us! We are so grateful for her dedication to her clients.

- K. Marlowe
-, VA | September 08, 2017

Lori - Once again I just want to extend a GREAT BIG THANK YOU TO for the outstanding service you provided to me in purchasing my new home. I am beyond grateful and enjoying my new home! You were such a breath of fresh air. Very patient and kind throughout the entire process. Your level of knowledge and expertise were phenomenal. I will definitely will be referring you to anyone I know interested in purchasing a home. YOU ROCK!!! Sincerely, Bianca

- Bianca R.
Virginia Beach, VA | August 16, 2017

Frank was always available whenever we had questions and really helped walk us through the process.

- Jane S.
-, VA | June 09, 2017

Frank Malbon and Tidewater Home Funding went above and beyond to make sure everything went 100% right. I would heartily recommend them to anyone.

- T. Jones
-, VA | March 13, 2017

Previous experience with others in the real estate and finance industry have always proved that there is not much sense of urgency to get folks to closing. We did not feel that way this time as everything seemed to be expedited. It was very refreshing compared to previous experiences.

- J. Hayden
-, VA | March 10, 2017

From the moment I was referred to Michelle Phillips, the home buying process was simply amazing and worry free!! Michelle and her team led me through the stages carefully and thoroughly always with a professional manner. I absolutely recommend her and the team at Tidewater Home Funding for anyone's home buying needs!! It truly was a pleasure dealing with Michelle, Jamie and all the staff!!

- C. Casci
-, VA | March 09, 2017

Everyone we worked with was professional, knowledgeable and just extremely pleasant. They made the whole process easy and put all our worries at ease. From our 1st meeting with Connie to our final closing with Judy, Marsha and Diane. Just a great bunch of people!!!

- C Lynn
Irvington, VA | January 12, 2017

The interest rate was very competitive and the service level I received from my loan officer was among the best.

- J. White
-, VA | December 17, 2016

We had been turned down for a home mortgage by Navy Federal without any explanation. Connie was wonderful, she took the time to sit with me go over my credit score and have us pre-approved within 48 hours. She also kept in contact through the entire process day and night and was always available to answer my questions.

- M. Cook
-, VA | December 17, 2016

This was a very new experience for me and Tidewater Home Funding made it easy to understand and simplified the process!!!

- S. Cotten
-, VA | December 17, 2016

Jo Ann is amazing to work with. She looked out for our best interests at all times. She was empathetic, compassionate, and professional.

- S. Harasty
-, VA | December 17, 2016

We financed the purchase of an investment property (rental home) with Tidewater Home Funding, LLC. Mary Beth Marshall and the entire staff of THF provided exceptional customer service throughout the entire process. Our home purchase closed on time and without issue.

- J. Banks
-, VA | December 17, 2016

Your company, Tidewater Home Funding has brought forward good quality on customer service and satisfaction. My lending agent assigned, Debbie Olmstead has brought about and showed great concern and judgement, with explaining the protocol of purchasing a new homeowners loan. I would highly recommend my family and friends to Tidewater Home Funding. I consider Debbie Olmstead a great asset to your company who has provided consistency and has delivered all expectations expected.

- D. Boykin
-, VA | December 17, 2016

Dave and his team made the home buying process one of the easiest things I have done. Dave kept me up to date on everything going on couldn't ask for anything better.

- T. Browder
-, VA | December 17, 2016

Colby is knowledgeable and responsive -- a true professional in the best sense of the word. We will not hesitate to recommend her services.

- A. Manty
-, VA | December 17, 2016

I couldn't have chosen a more professional, knowledgeable and personable individual to manage my loan. Colby was a delight to work with and I am very pleased with her performance.

- M. Kirk
-, VA | December 17, 2016

This was one of the smoothest major purchases I have experienced. Everything was prepared ahead of time and the communication throughout as we dealt with the VA was very much appreciated.

- C. Hoagland
-, VA | December 17, 2016

The process was carried out very professionally. Ms Walder was knowledgeable and most pleasant to work with.

- R. Masiello
-, VA | December 17, 2016

Colby and her team were phenomenal. They were kind, fast, and extremely helpful during a stressful time. We would use Tidewater Home Funding again in a heartbeat!

- L. Stephenson
-, VA | December 17, 2016

I have only purchased one other home before but I don't remember it being as hassle free as it was with Susanna. She was pivotal in ensuring that I would be able to purchase the home which was a HUD home and I used a VA Loan. Either one of these has its hoops to jump through but put them both together and you have a high level of complexity to make work. She did it seamlessly! I would never use another mortgage consultant.

- J. Weiss
-, VA | December 17, 2016

I am very pleased with my entire experience at THF. There were no wait times and Mrs. Phillips was very good at explaining the entire home loan process to a first time home buyer. I was able to lock in at a good interest rate and Mrs. Phillips was available by phone pretty much 24/7 and could answer all of my questions. I felt like I was in good hands and could trust that Mrs. Phillips was providing the best mortgage plan and interest rate possible for me.

- C. Nixon
-, VA | October 17, 2016

During an exceptionally stressful time, buying a new house, Michelle Phillips provided my wife and I with the most sincere, professional and exceptional support and service. She explained things, she anticipated things and she taught us a lot about the process. We felt extremely well prepared thanks to her knowledge and forethought. After buying 7 homes in 32 years, we feel that this was both the easiest and most exception experience we have had--thanks to Ms. Phillips exceptional attention and support. Truly felt that it was a team effort. Thank you! Michelle is a most significant asset to Tidewater Home Funding!!!

- P. Smith
-, VA | October 13, 2016

Frank was extremely supportive from the very beginning of the mortgage process. He made it as simple of a process as possible and I thank him for always having a great attitude.

- S. Potter
-, VA | October 13, 2016

Extremely helpful and professional, our level of satisfaction was excellent.  Buying a house can be such a stressful situation!  The amount of questions asked by us was overwhelming!  Luckily we had Jo Ann Brooks from Tidewater Home Funding in our corner with easy to understand explanations and an unwavering amount of patience as we pushed through the home buying process. We could not be more thankful for her as we enjoy our new home.  We are recommending her to friends and family.

- C & J Cohen
Suffolk, VA | September 29, 2016

I recently worked with Jo Ann when I purchased my first house, and she was a pleasure to engage with at every stage of the process. She works incredibly hard to find the right loan for you, and treats all of her clients with the utmost respect and professionalism. I would recommend Jo Ann to anyone looking to secure a home loan, and I promise that she won't disappoint!

- J. Jones
Norfolk, VA | September 15, 2016

Recently, we worked with Jo Ann Brooks, Sr. Loan Officer for Tidewater Home Funding in securing a loan for the purchase of our new home. During this process, Mrs. Brooks provided commendable professionalism, great customer interface skills, efficient and timely response to our needs and an unbeatable loan rate. We were totally pleased with all aspects of our home funding experience. We highly recommend the services of Tidewater Home Funding and its’ Senior Loan Officer, Jo Ann Brooks.

- Mr. & Mrs. Grant
Norfolk, VA | September 15, 2016

Had my mind set going into this home being financed through Navy Federal. After my Realtor introduced me to Frank, everything he said he would do he did. He was always there if I needed to speak with him about anything. Great service! If I ever purchase another home I will call Tidewater Home Funding for any of my mortgage needs.

- A. Robinson
-, VA | September 09, 2016

Kirk was so nice and kind to me. He was very excited for me to get my home. He gave me a team I can count on. They was on point every step of the way. The company was wonderful.

- Niaija Bethune
-, VA | August 22, 2016

Gee made the whole process easy from the start. Got us qualified and made sure we had everything in order. Accommodated our work hours when needed and was always ready to get a hold of. Wonderful buying experience.

- C. Gram
-, VA | August 11, 2016

I can't say enough about the support and care that Lori showed us during our mortgage process. She was also prompt and courteous, answered our questions and was with us through the whole process.

- S. Gallacher
-, VA | August 11, 2016

Tidewater Home Funding was absolutely wonderful. No one could ask for more. Deb Olmstead and Cindy Cousineau were so helpful and were a pleasure to work with.

- J. Kanaday
-, VA | August 11, 2016

Mary Beth is the best! She patiently worked with us for over 4 years (some of us are a little slow at making decisions...ha ha) and always took the time to explain things we didn't understand. I will definitely be referring my friends to Mary Beth and Tidewater Home Funding.

- C. West
-, VA | August 11, 2016

Ken was extremely knowledgeable and went above and beyond to make sure we understood everything that was happening every step of the way and provided guidance.

- J. Dunn
-, VA | August 11, 2016

Gee made the home financing piece of buying a new home easy and stress free! She quickly and thoroughly answered any questions I had throughout the process and she made sure I got the best rate possible. I have recommended her to a friend or two looking to buy a new home and I will continue to do so! Gee and Tidewater Home Funding are the best at customer service!

- J. Gallagher
-, VA | August 11, 2016

My overall experience working with Deb Olmstead was AWESOME!!! I knew that she had my best interest in mind. She answered any and all questions that I had in a timely fashion. Deb explained all paperwork to me. I was taken care of very well.

- S. Tounger
-, VA | August 11, 2016

I went into the home buying/lending process with limited knowledge. Michele and other staff walked me through in a way that I was able to understand and felt very comfortable every step of the way. She truly had my best interest at heart.

- J. Correiro
-, VA | August 11, 2016

Kirk Thompson and the entire Tidewater Home Funding team removed the stress from purchasing our home. They would continually go out of their way to accommodate our needs, as we were going through the process while living in Alabama. Their attention to detail, hard work, and constant communication ensured we closed on time and had no issues during the process. I would recommend Tidewater to anyone purchasing a home in the area.

- J. Faraone
-, VA | July 21, 2016

I have spent the last 25 years (Navy) working in a field that revolves around customer service. As sad as this is to say, phenomenal customer service is very hard to come by these days. I have purchased several homes in the past and I can honestly say that my experience with Tidewater Home Funding, specifically, Holly Cross, was the best I ever had. As most of you know, obtaining a mortgage is not the most pleasant process one can go through but Holly made it as painless as humanly possible. She even drove to my home on several occasions to drop off/pick up paperwork! I cannot say enough about how wonderful Holly is and how good she is at her job. Holly, you were a blessing during a stressful time and I can't thank you enough. To Holly's boss.....she really is awesome and deserves a promotion!

- B. Quick
Chesapeake, VA | July 18, 2016

Lori was so helpful through the process and always took the time to communicate and educate me about the refinancing paperwork. It was a nice experience. Lori was friendly and right there throughout the process.

- A. Zimmerman
-, VA | July 15, 2016

Ken was very professional, helpful, and friendly. He ensured that I understood all verbiage of documents.

- J. Hayes
-, VA | July 15, 2016

Excellent communication among all parties involved, including Debby Olmstead, Cindy Cousineau and Patricia Little to make this dream come true.

- T. Williams
-, VA | July 15, 2016

Holly was wonderful to work with. She made everything run very smooth and stress free. She was there to answer any question we had right away.

- C. Kordish
-, VA | July 15, 2016

Holly was very helpful and most importantly very responsive in answering questions or phone calls. It is extremely refreshing to get near immediate responses. Great customer service!

- C. Kordish
-, VA | July 15, 2016

Colby was wonderful to work with as she guided us through a very quick closing. She was extremely efficient, planned ahead and made the process seem much less stressful than our previous experiences with other companies.

- A. Martin
-, VA | July 15, 2016

We received superior service from everyone we encountered at Frank's office. The process was simple and efficient. We would highly recommend Frank to any of our friends or family.

- K. French
-, VA | July 11, 2016

Our experience with Tidewater was nothing short of amazing. Outstanding customer care from a team that genuinely cares about its clients. Kirk and Judy are extremely knowledgable and walked us through every step without hesitation. We will absolutely be working with this team in the future! Answer: Continue to hire people like Kirk and Judy! Their level of local and job knowledge was fantastic but it was their work ethic and customer care that was truly the icing on the cake! Genuinely, this was the BEST experience purchasing a home EVER!

- S. Faraone
-, VA | July 11, 2016

The Tidewater Team was very professional, friendly and above all responsive. They took the time to answer all of my questions and made sure I thoroughly understood the whole process. I would highly recommend Holly and Melissa they did a great job kept me informed and answered all of my questions no matter what time of day. One time I received a response from Melissa when she was out of the office on vacation now that's dedication and true Customer ownership!

- M. Bastarache
-, VA | June 13, 2016

Debby and her staff are very personable and professional. They provided me a great service in funding my new home. They were with me every step of the way as this was my 1st home purchase. I have and will continue to recommend them to my friends and family.

- M. Murph
-, VA | June 13, 2016

My wife and I were in an unusual situation with the perfect storm of retirement, relocation and the need for a short closing. By partnering with Tidewater Home Funding we were able to meet the expectations of all parties and have a very easy closing. Michelle and her team provided advice and vender references that helped me due to the fact I was from out of the area. It was a pleasure to do business with Tidewater and we will be happy to refer them to others.

- J. Shumate
-, VA | June 13, 2016

Ms. Phillips made the process of purchasing a home very easy by explaining everything step by step. She and her staff made themselves available at all times and always followed up by calling and emailing.

- L. Hunter
-, VA | June 13, 2016

Extremely helpful and understanding during a very difficult and stressful time. Holly's team was great to work with and made this portion of selling/buying very pleasant.

- L. Sharpe
-, VA | June 13, 2016

Has to be the easiest transaction I have experienced when purchasing a home. Gee was a real treat to deal with. Thanks for all your help and making this task much easier.

- C. Gardner
-, VA | June 13, 2016

Working with Mr. Forman was painless and actually an enjoyable experience of purchasing my new home. I would recommend THF to anyone I know in the market to buy a new home.

- W. Every
-, VA | June 13, 2016

My overall experience was great. Holly was very positive and provided great customer service skills. She was encouraging and made my first time buying a home a very pleasant one.

- K. Suiter
-, VA | June 13, 2016

The entire experience was great. Kirk was phenomenal. He answered all my questions, at all hours. And he was very friendly. A very calming presence in a high stress process. 

- T. Hines
-, VA | June 07, 2016

My wife and I were lucky enough to have Michelle Phillips as our Mortgage Officer. Words cannot describe how amazing she has been through the whole process. I first spoke with Michelle alittle over a year and half ago when my wife, who was my fiancé at that point in time, were starting to look at buying a house. She has been by our side ever since. She helped us get everything financially needed to buy our first home in order and stayed in contact with us every step of the way. She made sure that we learned and understood every aspect of purchasing our first home. It has truly been a blessing for my wife and myself to have her as our Loan Officer, and most of all, we both consider Michelle apart of our family because without her, none of this would have been possible.

- J. Duncan
-, VA | June 07, 2016

We had an amazing experience with Tidewater Home Funding, and we feel so lucky to have had Colby Raymond as our loan officer. We had the following 3 challenges for her: 1) clueless first time home buyers, 2) using a VA home loan, and 3) we were located overseas and on the opposite time zone. Surprisingly, none of these were issues for Colby. Her expertise allowed our home buying process to flow smoothly and effortlessly. She followed up with us shortly after we put in our loan application, and she found out what our needs were and what we qualified for. Colby explained all the perks and concerns that come with being first time home buyers using a VA loan. It was a relief that she was very familiar with the VA loan since we were not well informed about the process. Colby was very personable, professional, and responsive. She answered all of our questions (even late at night), clarified our concerns, and helped us feel confident in obta ining our first mortgage. We really appreciated her honesty, hard work, and dedication. Colby went above and beyond, and she benefited us in more ways than one. Each time we were thinking about putting in an offer on a house, Colby would provide us with a flood insurance quote, home owner's insurance quote, tax quote, and an estimated monthly mortgage payment. She was able to lock us in at a great rate, and help us close on our mortgage super fast. It was very helpful that she's from the area and could recommend some great neighborhoods that were an easy commute to work. Also, she set us up with the perfect realtor, Ben LeBrun. Colby was extremely supportive throughout the entire experience, and we would highly recommend her and the Tidewater team.

- B. Wilson
-, VA | May 13, 2016

The service was first class and I was provided all the information needed in a timely fashion and I was guided all throughout the process very well. The whole process was easy...I was told how frustrating buying a house was, but Michelle made it effortless.

- M & T Skyles
-, VA | May 12, 2016

Excellent attention throughout the entire buying process. Couldn't have asked for anything more.

- J. Bonelli
-, VA | May 12, 2016

Answer: Michelle Phillips is a warm, caring, thorough, knowledgeable, direct, empathetic and sympathetic person! We were unsure of the home buying process, especially under our circumstances, however, she reassured, scolded, commended, directed, and redirected us into home ownership! Michelle Phillips...YOU ROCK! Arthur & Trena Brown

- A. Brown
-, VA | May 11, 2016

Frank Malbon provided an outstanding customer experience with our recent home refinance. He provided service that was absolutely top notch, from full disclosure of all expenses through the speedy and painless closuring. I'd recommend him unequivocally too anyone looking to refinance their home.

- C. Ferguson
-, VA | April 18, 2016

From the application process through closing, Frank and his team provided us with up-to-date information and status, and made the entire process flow smoothly. No 'hidden costs' or last minute surprises, just true professionalism and accurate communication from beginning to end!

- M. Ferguson
-, VA | April 13, 2016

Dave and all the other people at Tidewater Home Funding made this process as smooth as possible. I never thought I would be living in OUR own house this soon! I really recommend this team to anyone who needs some guidance when buying a house. A huge THANK YOU to the whole team!

- M. Jenkins
-, VA | April 12, 2016

Kim Curtis, Mary Beth Marshall and the team at Tidewater Home Funding were extremely efficient, communicative and helpful. I travel for business quite a bit, and Mary Beth made the process seamless and convenient for me. She kept me updated on the status of my loan and went above and beyond in keeping things moving forward. I would recommend them to anyone. They are my mortgage company of choice from now on.

- C. Chalmers
-, VA | April 12, 2016

Holly and THF were great. They did all the leg work and all I had to do was provide some documents and sign the papers.

- B. D'Amico
-, VA | April 12, 2016

We recently worked with Holly at Tidewater Home Funding to finance the purchase of our home. We were extremely satisfied with how professional, timely and knowledgeable she was. We wouldn't hesitate to recommend her to anyone that's considering purchasing a new home.

- B. Greenfield
-, VA | April 12, 2016

I love Connie and her team! I have been telling anyone in need to go see her, even my brother!

- C. Trinidad
-, VA | April 12, 2016

Best experience of our lives we were made very comfortable about the entire process. Connie McKee is awesome!

- R. Emery
-, VA | April 12, 2016

I couldn't have asked for or found a better agent than Colby. Additionally, the staff and everyone concerned just did all that they could to make this closing and what led up to it a good and happy experience.

- L. Outten
-, VA | April 12, 2016

Deb was the best. She was a pleasure to work with and was always available to answer any questions we had. She truly made the home buying process easy and seamless!

- J. Laird
-, VA | April 12, 2016

Deborah was AMAZING from the moment we first speak on the phone until the last day we sign the papers, good service, honest and on time.

- A. Landazuri
-, VA | April 12, 2016

Debbie and her associates could not have been more helpful. Debbie kept us aware of everything we needed to do. Buying real estate from long distance can be very stressful. Debbie made it very easy.

- C. Benedict
-, VA | April 12, 2016

Michele was awesome. She made herself available at all times. Even meeting my husband at his work site to get papers signed.

- L. Pickett
-, VA | April 12, 2016

Dave did an excellent job facilitating my home buying experience. I would definitely use him again and would refer him with confidence.

- S. Weaver
-, VA | April 12, 2016

Thank you so much for your help. From beginning to end of the entire process I thought you were awesome. Even though this was our first home buying experience I felt pretty comfortable with you helping us, we actually felt that you cared about us, never trying to bamboozle us for our money. We will always be very appreciative of your services that you provided for our family to have a home. Once again thank you.

- J. Krites
-, VA | April 08, 2016

I thought that buying my first home would be a stressful event, but it was relatively easy and quick with Michelle's help. As a teacher, I am usually busy during the day, and Michelle worked around my schedule, contacting me most often via email. This made the entire process very convenient and mostly stress-free for me.

- K. Lundgren
-, VA | April 08, 2016

For most folks buying a house is the single biggest purchase in their life time. Will, made the process easy and stress free. He did everything he said he was going to do and stayed on top of me to provide all of the information I was required to ensure a quick and timely closing.

- W. Harrison
-, VA | March 10, 2016

From the start of our experience shopping mortgages to moving into our house we could not say more about our experience with Will and the Tidewater Home Funding Team! They went above and beyond to find us the best rates and stuck with us through several different home contracts and some pretty quirky contracts that were out of the norm. We had full confidence from the minute we decided to go with them and in looking back are still amazed at what a great deal they were able to get us!

- C. Harrison
-, VA | March 10, 2016

Dave could not be more helpful in this process that can be really trying at times. He knows his stuff and walks you through all steps as easily as possible. This is my second re-fi and would certainly do it again.

- M. Miller
-, VA | March 10, 2016

Lori was extremely helpful and responsive even at the odd hours service members often need to work. Her knowledge of the VA loan process and her professionalism were indispensable in enabling me to purchase my first home.

- D. MacDuff
-, VA | March 10, 2016

Susanna was excellent every step of the way. She was very thorough and easy to get a hold of. In addition, Susanna made sure everything was taken care of, even on the day of closing when the seller hadn't submitted some paperwork. I will certainly recommend and work with Susanna in the future.

- C. Trapani
-, VA | March 10, 2016

The process of financing/re-financing a home loan can typically be a very stressful and arduous process. Michelle, Jamie, Marge and Holly were exceptionally helpful and responsive to inquiries and documentation questions as the process progressed. They provided detailed requests for documentation which allowed us to collect and submit all documents at one time rather than over a period of time. Tidewater Home Funding set appropriate expectations with regard to timing of approvals, documents needed to support the loan and potential impacts on the loan based upon the closing date when locking in the rates for our 1st and 2nd mortgages. Working with Tidewater Home Funding, and their representatives, was a stress free experience and one I would recommend to any potential buyer.

- L. Jett
-, VA | March 10, 2016

This is not my first time using THF, but each of the experiences have been excellent. Not very many people have good comments about the process of obtaining a mortgage, but with THF, the work is done for the client. I would, and have recommended THF to anyone dreading the home financing process. Thank you for excellent client service.

- B. Grizzard
-, VA | March 08, 2016

Making the decision to purchase a home comes with many concerns. Hearing horror stories about the whole mortgage loan process lead to many sleepless nights. However, our experience with Tidewater Home Funding and Colby was great and nothing short of outstanding! The communication with Colby was at our leisure. She was always available and ensured our questions were answered. All paperwork was thoroughly explained and submitted with such ease. Everything was done smoothly. We had no issues. My wife and I are very grateful and happy we chose THF and worked with Colby. Colby really made the whole buying experience worry free :>)

- E. Moye
-, VA | February 10, 2016

I have worked with Mrs. Gee Horton since she joined our preferred lender network at Liz Moore and Associates. Not only is Gee a very welcoming and comfortable person to work with, I never have to worry about my referrals to her. She guides each and every buyer through the lender process with patience and professionalism. I have never had an issue with any of Gee's loans and every loan she has serviced for my clients was ready to close on or before the closing date. I would recommend Gee to anyone looking for a seasoned, professional and personable lender.

- Carol Davanay
Newport News, VA | January 27, 2016

We were really frustrated and had a short timeframe with which to work. Michelle of Tidewater Home Funding didn't miss a beat, and connected us with the best realtor we could have asked for, Suzanne Dunlevy of Keller Williams Realty. The two worked diligently and we closed on a great house without any delay. Both of these ladies answered all questions we have had, and honestly, we could not have asked for better. Michelle and Suzanne both did a wonderful job, and alleviated as much stress as possible. Their combined confidence confidence, experience, and determination helped keep us going when we were ready to give up.

- R. Pelletier
-, VA | January 13, 2016

The sign welcoming us by name to the company, was surprising and special. The wine with the picture of our home, very thoughtful. The entertainment pack, popcorn and movies. There is so much thought throughout the whole process. We really appreciate it. I'm very pleased with our decision to use Mary Beth. She was prompt in our initial conversation and never stopped. We have been telling and showing people (the bottle of wine) how great the experience was. The whole experience was shocking. In 2015 to be treated this special, unbelievable! Customer service is number one.

- J. San Antonio
-, VA | December 14, 2015

Connie was sincere and professional. I would recommend her.

- B. Wood
-, VA | December 14, 2015

This was a great experience from the beginning to the end. Colby handled herself in a professional manner and I would definitely recommend her and Tidewater Home Funding to my friends. There was a small bump along the way but Colby handled it very well and we were satisfied with her level of service.

- J. Outten
-, VA | December 14, 2015

Everything was handled very professional. We appreciate the timeliness execution of everything you did to accomplish the purchase of our home.

- J. Faucher
-, VA | December 14, 2015

Ken was great, every time I called him, he was able to give us the advice I needed.

- M. Loyd
-, VA | December 14, 2015

From the beginning Deb was amazing. She made purchasing our home so easy and relaxing.

- J. Brahan
-, VA | December 14, 2015

As first time home buyers, Shikma was the best mortgage consultant we could ask for! Even before we officially started working with her, she took the time to meet at our local coffee shop one weekend to explain how different scenarios could work for us. Throughout the entire process, she always took the time to answer our questions - no matter how big or small - and seemed to genuinely enjoy teaching us about what we'd expect on closing day. Oh, and speaking of closing day, Shikma was there with us, even though she was 9 months pregnant - and then she went on to have her first little baby boy that night! My husband and I would definitely recommend working with Shikma for the following reasons: Patient - with all of our questions! and took the time to thoughtfully respond and answer them Responsive - regularly followed up with us and responded to our emails or phone calls Thorough - she took the time to explain everything, talked us through the process, leaving no stone unturned Overall, Shikma was wonderful - we'd definitely recommend working with her!

- K. Bowen
Norfolk, VA | November 22, 2015

Michelle was amazing! As first time homebuyers we did not know what to expect. She answered all of my questions (I had quite a few) and never seemed to be annoyed. I loved how she seemed to care for us and wanted us to have a stress free buying experience. Thank you Michelle!

- J. Ming
-, VA | November 18, 2015

From the outset Shikma was responsive to our every need and kept us continually updated about our mortgage application process. She was a pleasure to work with, whether on the phone or in person, and her knowledge and professionalism puts her over and above that of her peers in the industry. She has our highest recommendation!

- K.M
Virginia Beach, VA | November 14, 2015

There no higher rating and or compliment I can pass on. The level of patience understanding and professionalism is unsurpassed. You have my gratitude and appreciation for all you did.

- M. Self
-, VA | October 14, 2015

Everyone I worked with at Tidewater Home Funding, including Frank, Tammy, and the underwriter, was knowledgable and on top of the process, as well as a pleasure to deal with.

- S. Shaughnessy
-, VA | October 14, 2015

Taught me more of the ins and outs of the entire process, only because I was new to the process. They made it extremely painless and the entire process took maybe a week's time. That's also working with my intense military schedule. They got me a fixed rate almost a full percentage point below other banks.

- W. Rutschow
-, VA | October 09, 2015

Shikma was so helpful during our first time home-buying experience! We had tons of questions and she was always there to help us work through them and explain everything in great detail. She gave us different options for our loan and was sure to go over all of the details and make sure we understood everything. She was also so reassuring and helped me feel calm when things got overwhelming. I know that our experience would not have gone so smooth without her!

- C. Chambers
Virginia Beach, VA | September 16, 2015

Our experience with Frank and Tammy, A beginning of a friendship!!!! Very professional and any concerns were taken care of ASAP. Every question answered promptly. Will not go to anyone else or business!! Thank You!!! Steve and Sheila

- S. Biscak
-, VA | September 15, 2015

My experience with Tidewater Home Funding was the greatest. Michelle and Vicky kept me informed every step of the way. Excellent communication and customer service; just a wonderful experience working with them to obtain my first home.

- E. Ellis
-, VA | September 15, 2015

I felt as if I was the only client during our dealings, received prompt emails, calls and text for the entire process and never felt out of the loop :)

- M. Franklin
-, VA | September 15, 2015

Tidewater Home Funding was so easy to work with. They have excellent agents and exceed our expectations each time we have used them!

- A. Weimer
-, VA | September 15, 2015

Matt is as good as gets. We had a great experience working with him.

- B. Bowab
-, VA | September 15, 2015

This is my third time to close on a home and it was truly remarkable how smooth things went , staff always professional and having a wealth of knowledge. I was stunned reflecting back on the horror experienced during previous closings. I appreciate your expertise.

- K. Brooks-Johnson
-, VA | September 15, 2015

The whole staff gave me an outstanding service especially Ms Holly Cross. They all put their best efforts to make all the transaction go smoothly. I commend everyone a job well done . In my experience with your company everything was done perfectly and I am very happy and satisfy with everyone's service.

- T. Lejano
-, VA | September 15, 2015

Shikma was extremely thorough and professional during the entire home buying process. Not only was she knowledgeable, but Shikma was always willing to explain every aspect about receiving a mortgage. This made the process easy and stress free for a first-time home buyer like me. She answered emails quickly and many times after normal working hours, and made herself available whenever I had any questions. More impressively, she worked with me almost until she gave birth to her first child. Not only is she capable at doing her job, but she is friendly, compassionate, and understanding. I have already recommended her to a few of my friends interested in buying homes. Definitely one of the best mortgage consultants in the Tidewater area, if not the best!

- A. Soberman
Norfolk, VA | August 22, 2015

We had the pleasure of working with Shikma Rubin over the course of several months while Tidewater Home Funding managed our home mortgage process. She was meticulous in her handling of the endless paperwork, document signatures, phone calls, and deadlines, making sure that our money was ready to move when we were. Most amazing to us was that she performed all of these intensive services for us, and others, while just weeks away from delivering her first child!! Talk about focus and attention to detail! She was just great. There is no one more pleasant to work with than Shikma. My wife and I highly recommend her.

- C. Johnson
Virginia Beach, VA | August 21, 2015

Deb was wonderful during the home buying process. She was very easy to talk with and made me feel at ease. I would definitely refer her to others looking to buy a home. Keep up the good work!

- R. Wright
-, VA | August 18, 2015

We are extremely pleased with our experience! Jennifer and her team did an excellent job of keeping us informed throughout the process. We loved the email updates! Our questions were answered promptly and we were informed right away when a condition was needed. This was really the smoothest mortgage transaction we have ever experienced. Thanks Jennifer!

- S. Pellegrino
-, VA | August 18, 2015

Lee was so incredibly helpful, patient and understanding. He made the whole buying experience, which can be very stressful, seem so easy. Would use Lee again in the future if we ever considered purchasing another home!

- D. Hargrave
-, VA | August 18, 2015

Shikma is the best. She went above and beyond to answer our questions and get us the best mortgage package. She was easy to work with and responsive. She found us a loan option that another broker did not give us, thereby saving us money. We closed on time and the loan process has been seamless.

- B. Lerner
Virginia Beach, VA | August 17, 2015

You provided a wide range of very competitive financing options and helped us identify the the one that best fit our transactional needs. In addition, we appreciated the seamless document collection process and fast approval for the financing - it was as stress free an experience as possible.

- K. Riordan
-, VA | August 17, 2015

Frank [Malbon] was unbelievably responsive, attentive, and transparent throughout the entire process...again, while I was literally on the other side of the planet. He also successfully lowered my initial mortgage rate by .25%, by his own initiative, during the process. I CANNOT RECOMMEND FRANK ENOUGH!!! Thank you for my beautiful home!

- D. Crass
-, VA | July 17, 2015

Our experience with Michelle Phillips was absolutely perfect, starting with our initial call to be pre-qualified for a home we hoped to buy in the future. After finding our "dream home" in Kitty Hawk, NC, she immediately provided our realtor in VA with a pre-qualification letter to be submitted with our offer to purchase. Our income is primarily comprised of rental property and required specific information that she obtained readily and accurately to give us a sense of confidence. She was always extremely professional, efficient, and accessible when we needed her advice. She made the entire loan process easy to understand, keeping us in the loop regarding what to expect, the loan progress, and finally completing an awesome out-of-state closing in only 33 days from our contract-toclosing. She is definitely a "people-person" and did an excellent job working with our realtor, our insurance agents, and our out-of-state attorneys. She's always positive, upbeat, and loves making her clients feel special as she turns their dreams into reality. She is truly the "best of the best" and our loan officer in the future. Sincerely, Bobby J. and Anna D. Jones

- B & A Jones
-, VA | July 17, 2015

After dealing with Quicken, Debby was like a breath of fresh air. She was honest with me and did not try to trick me, like Quicken did. Very supportive and professional as well as Cindy. I would recommend her to anyone that wants a personal and professional mortgage consultant. Thanks, Deb and Cindy. You helped us so much through this stressful process.

- J & W Henderson
-, VA | July 17, 2015

Matt Marshall was extremely easy to work with. He explained everything in terms that we could understand, was quick to respond to our questions and concerns, and was extremely patient with us. He succeeding in helping to alleviate a lot of the stress that comes with purchasing a home, and my husband and I are grateful to have had him as an advocate for us throughout the process.

- L. Sposta
-, VA | July 17, 2015

Matt was wonderful. He provided us with all the information we needed, answered all our questions and explained things that we were unsure of what they meant. He was great!

- J. Pyeatt
-, VA | July 17, 2015

I can't say enough good things about Lori Walder. She was always on top of the issues and did a fantastic job in processing my loan.

- G. Sacco
-, VA | July 17, 2015

This was the first house we bought and Mary Beth and everyone made the process very easy!

- J. Pagano
-, VA | June 16, 2015

Mary Beth was very helpful every step of the way, and answered every question thoroughly and made sure that I understood everything before signing any paperwork, which I really liked.

- D. Segal
-, VA | June 16, 2015

Colby Raymond is a joy to work with. She ensured my refinance process was clear, concise and efficient. I recommend Colby and Tidewater Home Funding to anyone needing mortgage services.

- K. Belsha
-, VA | June 16, 2015

Colby Raymond provided outstanding home funding services from start to finish! She provided service well above and beyond my expectations.

- D. Douglas
-, VA | June 16, 2015

Debbie made the loan process very smooth and made sure to keep us informed through the whole process. Everything from approval to closing was a breeze.

- M. Mancill
-, VA | June 16, 2015

It was a pleasure working with Deborah Olmstead. She was great! It was nice working with someone who is always smiling and always available to answer all of your questions.

- M. Hart
-, VA | June 16, 2015

From my 1st phone call to Tidewater Home Funding to the last e-mail I was treated like I was the only customer. My loan way very small but the service was like I was taking a million dollar loan out.

- J. Sires
-, VA | June 16, 2015

As a first time homebuyer, I felt Michelle helped me to completely understand the loan process. Every question I had was met with a prompt, detailed response. It felt like she genuinely cared about me as more than a client, but also as a friend. By the time of closing, I was confident that I knew exactly what to expect. Even then, Michelle exceeded my expectations when I actually got money back after closing! Michelle will be my mortgage consultant for life!

- L. Draper
-, VA | June 11, 2015

My husband and I had the pleasure of working with Shikma Rubin as our Mortgage Consultant. Ms. Rubin was professional and made us feel comfortable during the entire process. Ms. Rubin was very knowledgeable and ensured that we understood every aspect of the process in applying for a mortgage. Ms. Rubin was very attentive and responded to our calls timely. I would like to thank Shikma for making the mortgage process a pleasant experience. I would recommend anyone looking to apply for a mortgage to request Shikma Rubin at Tidewater Home Funding as your Mortgage Consultant.

- P. Logan
Chesapeake, VA | June 04, 2015

Great from start to finish, both Frank and Tammy were very helpful and responsive to any questions I had. They made the process of obtaining a loan as easy as possible and were very friendly/outgoing. I would highly recommend both of them to any of my friends/family.

- G. Potter
-, VA | June 02, 2015

Exceptional. With your years of experience, knowledge, and good natured personality, you truly exhibited wanting and working for the best concerning my refinance. All of this applies to Tammy as well. You always immediately returned my calls and answered each and every question. Your office is comfortable, full of warmth, and non-intimidating. I did not feel like a client in a bank or mortgage factory, but a friend who's best interests were achieved through your efforts and hard work. Thank You!

- A. Vandeventer
-, VA | May 18, 2015

Mr Lee was excellent in his patience and knowledge. All experienced roadblocks were prepared for well in advance. Mr Lee made me feel like I was his only client and I appreciated the dedication, honesty and preparedness of Mr Lee. I would recommend him to family and friends anytime! Thanks to Mr Lee I am a proud new homeowner! Thank You Sir!

- J. Gaines
-, VA | May 12, 2015

My overall experience with Lee Moore and Tidewater Home Funding was great. Everyone there was professional, great to get along with and very knowledgeable. They responded to all my questions in a timely manner.

- A. Gasparyan
-, VA | May 12, 2015

It was a wonderful experience. Mr. Lee helped us in everything. He made everything to go smoothly. He is the best! Thank you Mr. Lee.

- F. Llanos
-, VA | May 12, 2015

Who could have thought buying a home could be so easy. :)

- S. Comer
-, VA | May 12, 2015

Buying a house is pretty intense. Debby at Tidewater Home Funding kept all of her promises and truly put our minds at ease. All of the hard work is gratefully appreciated!

- J. Selby
-, VA | May 12, 2015

I could not have been more pleased by the level of commitment and personal service I received from you and your company. I have already recommended you and will continue to do so. Thank you so much!

- N. Stowe
-, VA | May 12, 2015

Matt and the underwriters did a great job. Matt was super to work with, on time and on point. Thank you.

- J. Wafford
-, VA | May 12, 2015

Colby was amazing and managed to help me keep my sanity through the house buying process! She was there anytime I needed anything. The whole team really made the process so smooth and I am so excited to be in my new home!

- C. Jordan-Steinbach
-, VA | May 12, 2015

My whole experience from start to finish was both professional and yet friendly. Jamie was so helpful, efficient and supportive. Thank you all for giving me this new beginning.

- J. Davis
-, VA | May 12, 2015

Frank and his staff provided a very professional, efficient mortgage experience. They are extremely knowledgeable and made my home purchase a smooth process.

- A. Eggleston
-, VA | May 11, 2015

Janet I just want to thank you so much for all of your help and time with my refinance. Got the money in the bank and I just got a check back for $600 from the escrow holding so "yeah"! You've always been such a great help and I really appreciate you!!

- S. Lobur
-, VA | May 11, 2015

"I was given Shikma's information from a friend after I already had a home loan quote in order to get a second opinion. She was very knowledgeable about the home buying process even for someone like myself who is a second time home buyer. She took the time to meet with me and my family on several occasions to explain not only financial information but also to gather and collect other pieces of information to help us close on a short timeframe. I definitely recommend working with both Tidewater home funding and with Shikma Rubin toward the purchase of a home. Also, as a VA loan eligible home buyer, I found her to be responsive and competent with my needs for closing. Finally Tidewater offered competitive rates with the national lenders and were easy to work with."

- G. Mitzner
Hampton Roads, VA | April 16, 2015

THF was a great team to work with! Frank and his team worked hard to help us throughout the purchasing process and made sure we were on track up through the closing. Thanks for making the process easy!

- A. Wilson
-, VA | March 13, 2015

This was our first time building a home and getting a loan. Sean Sawyer, from the very beginning, was very helpful and walked us through the entire process. He was very quick to respond to any questions or issues.

- J. Harris
-, VA | February 20, 2015

We really enjoyed our experience working with Tidewater Home Funding and Susanna. Susanna was extremely helpful in answering our first time home buyer questions and kept us feeling calm throughout the process.

- A. Waters
-, VA | February 20, 2015

They took their time to make sure I understood everything and worked very hard as mine was not one of the easiest to get through. I would highly recommend to anyone who is looking to buy a new home. Wonderful team of people. Thank you.

- W. Bristow
-, VA | February 20, 2015

I'm glad I chose to work with Mr. Malbon and his associates while buying my first home. Frank was enjoyable to work with, was very informative, helpful, and prompt in returning all texts and calls. I plan to seek their assistance with any future mortgage loans.

- L. Drake
-, VA | February 19, 2015

Hi Sean, I apologize for not responding in a more timely manner, but just this past week we have finally gotten the whole family moved in to our new home and are starting to catch up on things - like emails! Anyway, we want you to know how much we really love our new home and just sometimes sit and think that this was 'too easy'! You and your staff made this whole process just as painless as could be and we truly appreciate all your efforts on our behalf. We will absolutely be recommending you, and Ronna, whenever we have the opportunity. So, thank you again for everything and we hope you have been having a great new year! All the best, Kim and Brett

- Kim & Brett
-, VA | February 04, 2015

I was extremely pleased with the prompt services I received from Tidewater Home Funding, especially from Frank and his team.

- B. Burgess
-, VA | January 13, 2015

Wonderful to work with and very easy going! Worked with me and made everything go very smoothly!

- A. Ewell
-, VA | January 13, 2015

Janet and her staff did an excellent job processing our mortgage and were a pleasure to work with.

- S. Pickford
-, VA | January 13, 2015

My daughter and I were very satisfied with this experience. Everyone was friendly and explained everything completely. Without Tidewater Home Funding, my daughter's dream would not have been possible. We are very satisfied and thankful for Janet and her team. We really appreciated all your hard work, to have made this happen. Thank you again. You make dreams come true.

- R. Foca
-, VA | January 13, 2015

This is the third time we have worked with Ken and his team. All have provided exceptional service and have taken the pain out of getting a mortgage or re-fi.

- A. Quintero
-, VA | January 13, 2015

Deb was an absolute pleasure to deal with. She made the loan process extremely easy.

- C. Johnson
-, VA | January 13, 2015

We were so thrilled about Debbie and how fast she was able to get us in our new home, which I know can be a heavy task working around all the holidays!

- R. McGee
-, VA | January 13, 2015

My overall experience was great. All my questions were answered on the spot. Very knowledgeable, professional people. Thank you!!

- J. Clingenpeel
-, VA | January 13, 2015

We having nothing but great things to say about Colby. She was awesome! Every question we had she had a answer to or got an answer to right away.

- D. Finkler
-, VA | January 13, 2015

The process was very smooth and we were kept informed every step of the way. Great experience.

- S. Cassara
-, VA | January 13, 2015

Frank, Simply, he is the man. My wife and I are both self employed which is an anomaly to the underwriter. Frank guided us through those turbulent waters and got the deal done.

- J. Standing
- , VA | January 12, 2015

Shikma is very knowledgeable about the entire mortgage process and is highly responsive. She got us pre-approved quickly and made the application process as easy as possible, keeping us updated on the status of our loan. Shikma worked closely with the realtors and attorney to make sure that everything was coordinated for the loan closing. Even if you are not a first-time home buyer, the mortgage loan process can be difficult to navigate and Shikma is there is guide you every step of the way.

- H. Cohen
Hampton Roads, VA | December 12, 2014

The whole process was made fast and easy for us. I am so thankful for all the help Deb has given us!! She is very sweet and helpful. Thanks again for making this happen!!

- B. Bicknell
-, VA | December 09, 2014

Jennifer was very knowledgable about my situation and the reverse mortgage issue. She made me feel comfortable with the entire process. I have already referred her/Tidewater Home Funding to a co-worker of mine!

- J. Widmer
-, VA | December 09, 2014

Excellent service, very customer oriented. I have used Mary Beth for many transactions, and am always impressed by her professionalism and level of care for me as the customer.

- L. Fowler
-, VA | December 09, 2014

Matt Marshall made my experience with Tidewater Home Funding a great one. He was well organized, and went above and beyond my expectations.

- H. Francisco
-, VA | December 09, 2014

I told Tidewater Home Funding exactly what I could afford and what I wanted, and they made it happen. They definitely put themselves in your shoes and do everything they can to keep the customer happy.

- B. Privette
-, VA | December 09, 2014

The professionalism of Lois Holmes-Raible made the whole process bearable. All my questions and concerns were addressed in a timely manner. I would do business with them again because I felt they had my best interest in mind.

- V. Williams
-, VA | December 09, 2014

The Tidewater Home Funding team is extremely professional. They made buying my home easy, and walked me through every single step. They made me feel like I was the number one priority.

- D. Quailes
-, VA | December 09, 2014

From Kim & myself, we just wanted to say thank you for ALL of your help and support throughout this entire process. You made us feel comfortable, at ease and the closing process was simple and smooth. This entire ordeal is all new to me anyway especially when dealing with the reverse mortgage process.

- J. Widmer
-, VA | November 25, 2014

I want to thank you and your team for the excellent customer service you provided. You are my #1 choice in mortgage contacts. I can’t tell you how much I appreciate working with you and your team. Thanks again.

- S. Mason
-, VA | November 14, 2014

Terry Kretz and Justine Marshall from the Newport News, VA office were outstanding! They were very professional and communicated with us through the whole mortgage process. They were wonderful!

- G. Taylor
-, VA | November 13, 2014

We went into this whole process, after being given the run arund from [another financial institution], feeling defeated. Matt Marshall and his team were so helpful. Any question I asked was answered in a timely manor and without making me feel stupid. I really enjoyed working with Matt and if we ever have to buy a home again, he's the only one I want to help with my loan.

- M. Kingan
-, VA | November 13, 2014

Michele was very professional and worked hard to get all paperwork done in time for closing. She stayed in contact with me throughout the process and got me an excellent rate. Thank you again!

- M. Booker
-, VA | November 13, 2014

Both Frank and his staff provide excellent service from beginning to the end of the process. Communicated and walked us through the whole process.

- R. Ramirez
-, VA | November 13, 2014

[He] felt the need of mentioning how professional [Jeremy] has been throughout the entire process. - VHDA borrower working with Tidewater Home Funding

- Mr. Torres
-, VA | November 07, 2014

Thank you so much for all your time and hard work. We couldn't have done it without you.

- Mike
Chesapeake, VA | November 05, 2014

Michele McDaniel was awesome from beginning to the end! She was so patient, caring, communicated with us quickly and efficiently & on top of everything at all times! Her co-workers were awesome as well! Everyone involved understood our circumstances and delicate time line and went over and above what was expected! I will recommend any and all who are in need of assistance in getting a mortgage to Michele McDaniel & the Tidewater Home Funding team! We can not thank you enough!

- S. Sivacek
-, VA | October 10, 2014

Debby was top notch. Very professional yet personable. I enjoyed working with her.

- J. Hitchcock
-, VA | October 10, 2014

Enjoyed total experience with Mary Beth. Well past expectations. Owe a huge Thanks!

- G. Adams
-, VA | October 10, 2014

As a first time home buyer, making a major life decision to buy a house brought along so many different feelings. Throughout this buying process, I was always in the loop and was very comfortable with Michelle and Jamie. They provided so much advice and insight on the process as well as encouragement to this young, single home buyer. I enjoyed working with them and would recommend their services in a heart beat.

- J. McClure
-, VA | October 02, 2014

My home buying experience was great because of the people who helped me. I would like to thank Matt Marshall for the hard work he put in to make it happen. You are the best.

- Derwin
Chesapeake, VA | September 16, 2014

Janet, you and your team provided an "above and beyond" approach and made what seemed impossible, our dream come true! You're fantastic and we truly enjoyed doing business with [you]. THANK YOU!

- D. Bockelman
-, VA | September 16, 2014

We highly recommend Tidewater Home Funding for your mortgage needs. Ms. Olmstead was efficient, professional and available to answer any and all questions we had during this process.

- M. Simmons
-, VA | September 16, 2014

I did not imagine on July 7, 2014 when I went to look at the condo in Deep Creek Commons that I would actually be the owner on August 28, 2014. I felt it would be a waste of time to contact a mortgage company when I had absolutely no money for a down payment. Reluctantly, I contacted Michelle Phillips of Tidewater Home Funding per the Realtor Art Beverly. By the next morning, I found out that not only did I qualify for the condo I also qualified for a first time home buyers program. The whole process was very simple, quick and well organized. The team of Tidewater Home Funding were friendly and patient. They were well organized and were eager to help me and answer any questions or concerns I had. Contact was made pretty much daily either by telephone or e-mail. I consider the whole process a job well done.

- S. Lawson
-, VA | September 12, 2014

Frank and his team provided an exceedingly high level of customer service and guided us throughout the entire process of funding our first home purchase. His deep knowledge and experience was evident and proved extremely valuable to us, especially when we unexpectedly found a home that we wanted to buy and needed to act quickly and confidently.

- J. Alexander
-, VA | September 12, 2014

We encountered an unexpected hurdle after making the offer on our dream home. Michelle coached us through and got us to closing. We can't speak highly enough for her experience and professionalism. Thank you, Michelle, for everything!

- K. Short
-, VA | September 08, 2014

Jennifer, Thank you for all your time and your expertise. I appreciate the energy you put into trying to get the closing for today. We know that everything was out of your hands. You are a great woman to work with and it has been a pleasure going through this mortgage process with you.

- Sandra
-, VA | September 05, 2014

"Shikma Rubin at Tidewater Home Funding is the best person to take you through the home buying process! Shikma was professional, personable and specific in explaining each aspect of the process, which had us at ease. She walked us through each step so effortlessly and was extremely patient with all of our questions!"

- M. Moore
Hampton Roads, VA | August 27, 2014

Michelle Phillips was very professional. I was advised of what documents were needed and she kept me informed at all times. She answered all of my questions. The whole process was done so smoothly and timely. She was courteous, understanding, knowledgeable and she made me feel very special.

- B. Spady
-, VA | May 27, 2014

Wonderful group to deal with. I have had several loans processed by Tidewater Home Funding in the past, and have never worked with such great people. It truly seams like a family business and makes me feel part of the family. As always, Tidewater Home Funding has been there for me. Matt & Mary Beth, both of you, are so organized and have expedited this process so much that we are able to close before month end, which saves me so much more money on my bills.

- J. Martin
-, VA | April 25, 2014

Susanna and Tidewater Home Funding made my first time home buying experience a dream. She was sure to go over every detail of the process for me and was always prompt to answer any random questions that I had pop up along the way. Everyone I worked with in the office was pleasant and very professional. I highly recommend this company.

- S. Lawhorn
-, VA | December 09, 2013

From start to finish, everyone at Tidewater Home Funding was great to work with. I worked with Janet, who kept me updated daily and easily explained the entire process. All the people at Tidewater Home Funding were very fun and knowledgeable but also professional. Janet set me up with everything I needed to close on time. Thanks to Janet and the whole Tidewater Home Funding team. I would definitely work with Tidewater Home Funding again.

- M. Coffin
-, VA | November 04, 2013

I was delighted by the excellent level of customer service I received from Tidewater Home Funding. I have already recommended Terry Kretz to four families who are looking for a mortgage. It is rare to find such a dedicated and kind individual in any area. He never faltered and made the many government requirements much more tolerable.

- K. Devanny
-, VA | November 04, 2013

Susanna Thomson was a pleasure to work with, she was very low key and did not pester us, yet go the job done quicker and more accurately than other mortgage officers we have worked with in the past. She was completely professional and always on top of our loan. She followed up and was easy to get in touch with. I would use her again.

- M. Riley
-, VA | November 04, 2013

The entire process went smoothly and all of the staff were very professional and courteous. This purchase was easier and more comfortable than using a larger organization [ ] that was far more impersonal. Kudos to David and the entire team!

- J. Yarbrough
-, VA | August 22, 2013

I appreciate the professionalism, clear intructions and expectations originially set during the process. It was also very welcoming to see our name at the entrance on closing date.Speical thanks to Michelle and to all who help in the process.

- M. Hyman
-, VA | May 17, 2013

Michelle was great. We initially had credit problems, and she took the time to go over our credit reports and tell us the items that needed to be addressed. Other mortgage providers just told us we didn't qualify and left it to us to figure out what needed to be done. I'm a big stickler on customer service and I wasn't dissappointed.

- Mark M.
-, VA | May 17, 2013

I chose Tidewater Home Funding after I had trouble with my previous mortgage application. I switched because the other comapny couldn't answer my questions. Tidewater not only answered them, but provided additional information that made the decision all the more easy.

- S. Huchton
-, VA | March 11, 2013

I was treated so incredibly well by the entire team - especially by Susanna Thomson. I would 100% recommend THF to anyone I know! Not only was Susanna super helpful and patient, she made everything fast and convenient. My closing was beyond my expectations in a good way... everyone else who has bought a house commented on it too.

- S. Jimenez
-, VA | February 14, 2013

Deb was a job to work with. I was pre-approved on the same day we first met with her, and she always responded promptly with any questions or concerns that I had. My wife and I are hometown people and so is Deb! Her assistant, Cindy was spot on too! And as far as the day of closing, our personalized gift was the icing on the cake!

- V. Haynes
-, VA | February 13, 2013

The entire process was incredibly painless. Mary Beth made me feel so at ease and explained exactly what would happen and approximately when. I was kept up to date on where we were along the way and everyone I came into contact with was beyond helpful and courteous. I couldn't have been more happy and pleased.

- C. Beeler
-, VA | February 13, 2013

Mary Beth, I just wanted say thank you so much for everything you've done for us while purchasing our new home. I can't even describe what it felt like to walk in the first time after closing knowing it was ours. Your entire team was so nice and helpful and I can't tell you how good it feels knowing we went through this, in this day and age, with such a smooth process from beginning to end. Thank you so much!

- C. Beeler
-, VA | January 31, 2013

My real estate closers have offered unsolicited comments about the positive experience they have in dealing with your staff at Tidewater Home Funding. Their comments always express the politeness of your staff, how easy it is to work with them, their positive attitudes, professional demeanor and the easy flow of dialogue and discourse between them and with Tidewater Home Funding.

- Jeffery N.
-, VA | December 17, 2012

I have already recommended a close friend. Michelle was great to work with and kept us well informed. She made home buying, even for the not so good credit holders, easy and stress free. With the experience we had with Michelle Phillips, I have no problem passing her name around.

- E. Adlawan
-, VA | December 04, 2012

I have sent family to Tidewater Home Funding in regards to answers for home buying. I feel so secure with all Tidewater Home Funding has taught me and so much patience for first time home buying, that I will always refer to them as my financial advisors. Thank you so much.

- P. Duval
-, VA | October 22, 2012

I would refer friends/family to Tidewater Home Funding. I worked with quite a few people during my journey into purchasing a home and I was beyond pleased with the professionalism and courtesy and timely response to calls/emails.

- D. Grube
-, VA | October 22, 2012

Tamzen is the best! She was patient and helpful. We will follow her next time we need help.

- T. Allison
-, VA | October 15, 2012

Dave and Justine were very diligent in processing my loan as quickly and efficiently as possible. I spoke with Justine often as this was my first home purchase. She answered all my questions and put my mind at ease as I was very nervous about the process.

- A. Phillips
-, VA | October 15, 2012


- P & P Mumey
-, VA | August 31, 2012

Tidewater Home Funding was easy to work with and transparent throughout the process. I knew exactly where we were at the different phases of the process and felt comfortable that important milestones would be met. I will certainly keep THF in mind when family and friends are shopping around for mortgage services.

- P Wengel
-, VA | August 07, 2012

The whole experience was good. I appreciated the quick responses to any questions that I had. It meant a lot to know right away that you qualify for the loan prior to signing a contract. I really appreciate everything done on my behalf that allowed me to close on the home so easily. Thank you very much.

- J. Gibbs
-, VA | July 09, 2012

Michelle Phillips is an absolute asset to your company. She is the reason I used Tidewater Home Funding. She goes above and beyond to help her clients.

- A. Ferguson
-, VA | July 03, 2012

If I have someone interested in refinancing, I will definitely pass their name on to Charlene Turner.

- J. Ballard
-, VA | July 02, 2012

Excellent service. Mary Beth is the finest loan officer I have ever dealt with. I have closed on no less than 25 loans during my life and she makes it easy! Hands down the best and easiest path to a loan I have ever experienced.

- J. O'Donnell
-, VA | July 02, 2012

Everything went very smooth and quickly. Have used Jeremy as well as other's from other companies in the past, but nobody is more efficient than he. Can't think of anything that wasn't handled 100% professionally.

- J. Sasso
-, FL | July 02, 2012

Michelle was very patient and understanding. Being a first time home buyer, it was important to me that everything was explained. Michelle went line by line to make sure I didn't have any questions. I would definitely do business with her again.

- B. Little
-, VA | May 22, 2012

Mary Leeds provided great advice and assistance. It was a pleasure working with her.

- E. Jeffries
-, VA | April 26, 2012

This (Tidewater Home Funding) was our mortgage company!!!! They were sooooo nice over there! We bought our house sight unseen and picked this company through a recommendation! We were in NY, going to Virginia Beach. ALL of our paperwork was done with our printer, copy, & fax machine!!! It was so nice to deal with people that KNOW what they are doing! I highly commend their professionalism and attitude!!! Thank you all for ALL your help in getting this done for my wife and I!!!!

- M. Cohen
-, VA | April 02, 2012

The service was top notch. No improvement required.

- R. Lapoint
-, VA | March 30, 2012

The staff was amazing and professional. Michelle Phillips was amazing.

- H. Cook
-, VA | March 20, 2012

We WILL definitely refer family members, co-workers, etc. to work with our consultant, Debbie Olmstead. She was in all ways professional, efficient, and went above and beyond to be available, helpful, and shepherd us through the buying process with ease. We are so glad we worked with Debbie instead of the first mortgage company that approved us!

- J & L Whitt
-, NC | March 20, 2012

The service was excellent, and the employees were very helpful.

- A & J Witherspoon
-, VA | March 20, 2012

This was my 4th mortgage with THF. Every transaction from application to closing was flawless. This last mortgage was 17 days from initial contact with Mary Beth to closing. It couldn't have happened any quicker or gone any smoother. I have developed a level of trust in Mary Beth and am comfortable referring her business.

- P & M Richard
- , VA | March 20, 2012

Charlene was eager to answer all questions and was efficient in her work and response back to me when necessary. Her friendliness and attitude were greatly appreciated.

- L. Duggan
-, VA | March 20, 2012

The customer service was excellent. Jeremy was more than willing to explain and answer any questions that I had. As a first time home buyer this was very helpful as I did not know the majority of the process and Tidewater did a wonderful job helping me understand and feel comfortable with my decision.

- K. O'Connell
-, VA | March 20, 2012

Tidewater was friendly, professional and courteous throughout our home buying process. Treated as if we were family. Thank you Mary Leeds.

- F & G Hagan
-, VA | March 20, 2012

I enjoyed the professionalism and promptness of the work that I was given with Matt. The closing of our house was down to a month and he worked diligently to get everything done for us to close on time.

- B. Madlock
-, VA | May 12, 2015

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