203K Renovation Loan Programs

The FHA 203K program helps qualified borrowers purchase (or refinance) a home with the ability to renovate the property with a single loan, AND only one closing.  With one loan, there is one   application, one set of fees, one closing and one monthly payment.

Speak with  203K Renovation loan program specificalist today by contacting Christie Woytowitz.

Phone: 757-366-8690; Cell: 757-619-5279; cwoytowitz@tidewaterhomefunding.com

IMPROVEMENTS

can include anything that adds value to the home such as:

• Room addition
• New carpet, plumbing and roofing (new or repaired)
• Remodel kitchen, purchase and install new appliances
• New bathrooms
• Repair/Replace/Upgrade existing HVAC system
• Paint - interior and exterior
• Weatherization - including storm windows and doors, insulation, weather stripping, etc.
• Accessibility improvements for persons with disabilities
• Elimination of health and safety hazards, termite removal and mold remediation

Standard (Full) 203K

• Repairs/improvements must be at least $5000
• No minimum repair/renovation amount
• Used to facilitate major repairs and improvements
• Consultant required
• Architectural exhibits required
• Termite report required
• Purchase or refinance
• Up to six (6) months PITI can be included if property cannot be occupied during construction

Streamline 203K

• No minimum repair amount
• Maximum repair amount of $35,000
• Used to facilitate uncomplicated    repairs and improvements
• No Consultant required
• No Architectural exhibits required
• Purchase or refinance

APPLY NOW

Licensed by the Virginia State Corporation Commission.  License No. MC-2166.

Licensed by the North Carolina Commissioner of Banks.  License No. L-105561.

Licensed by the Florida Office of Financial Regulation.  License No. MLD324.

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