About Tidewater Home Funding

Click Pictures or Names to Meet Our Loan Officers

Mary Beth Marshall

Lois Holmes-Raible

Michelle Phillips

Alice M. Marshall

Connie Kennedy

Pete Wagner

Ingrid Laine

Barbara Zancker

Michael V. Baker

Will Shook

Kelly Smichnick

MaryBeth Marshall
Loan Officer

Phone: (757) 366-8690 Ext. 16

mmarshall@tidewaterhomefunding.com

'Understanding that a home is usually the largest purchase most people will make in their lifetime, I try to take great care to ensure that customers receive prompt, knowledgeable and friendly service.'

'ATTENTIVE' · 'THE BEST WE HAVE ENCOUNTERED' · 'EXHIBITED A GREAT DEAL OF EXPERTISE' · 'COURTEOUS' · 'EFFICIENT' · 'WILL UNDOUBTEDLY CALL HER FOR ANY FINANCING NEED I HAVE IN THE FUTURE'

These are just a few comments former customers have made to describe Mary Beth's commitment to excellent customer service and customer satisfaction.  By taking care to look at the total financial picture, the homeowner can be assured of continued enjoyment of the home long after it closes.  For professional, quality service, give Mary Beth a call.  Having a smooth and friendly financial transaction will only add to the many pleasures of home ownership!

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Lois Holmes-Raible
Loan Officer/Reverse Mortgage Specialist

Phone: (757) 366-8690 Ext. 30

lholmes@tidewaterhomefunding.com

Lois Holmes has been in the mortgage banking industry since 1975 and has been originating mortgage loans since 1989. Lois is well versed in all aspects of mortgage lending and can provide professional advice and assistance with all the details from loan application to closing. From first time buyers to the move up buyer, Lois always makes her clients feel comfortable with the home buying process.

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Michelle Phillips
Loan Officer

Phone: (757) 366-8690 Ext. 24

mphillips@tidewaterhomefunding.com

Michelle was born and raised in the Tidewater area and has been in the home mortgage business since 2002. She believes that customer service is the most important aspect of her job. She will keep you, your agent, and the listing agent informed with weekly status updates. Michelle enjoys working with all types of clients, but she really enjoys the 'first time homebuyer.'

'It is very exciting to make someone's dream come true of owning their own home.'

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Alice M. Marshall
Loan Officer

Phone: (757) 366-8690 Ext. 40

amarshall@tidewaterhomefunding.com

Alice has been in the mortgage business for 20 years. She knows all aspects of the business from originating to closing. Most importantly, she knows that the customer does not buy a home everyday, so she is there to make the process less stressful!  Alice will be there to assist you regardless of whether you are a first time home buyer or a seasoned veteran. Alice can put you into the right program because she listens to your needs! Call Alice for all your mortgage financing needs because with her, customer service is 'Job Number 1!'

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Connie Kennedy
Loan Officer

Phone:(757)223-9494

ckennedy@tidewaterhomefunding.com

Born and raised in Newport News, I am married to a Naval officer and we have two boys. We are active in our church and participate annually with Relay For Life. I am also a two-time cancer survivor with a passion for Living...and Living Well. I'd love to assit you in "Living Well" with your mortgage needs.

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Pete Wagner
Loan Officer

Phone:(757)366-8690 Ext. 36

pwagner@tidewaterhomefunding.com

Pete is a life long resident of Hampton Roads and combines his many years of experience in the mortgage industry with an array of contacts and real estate professionals to help you accomplish your goals. He knows that listening to his clients and offering suggestions is the key to assisting them with the mortgage product that best suits their needs.

Pete's availability, accessibility and creative, detail-oriented thinking, along with his outstanding staff, will help ensure a smooth transaction allowing you to focus on other concerns. Pete originates VA, FHA, VHDA, and Conventional purchase and refinance loans. He has many programs for past bankruptcy and credit challenged borrowers and is very patient and understanding with first time buyers. Evening and weekend appointments are available.

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Ingrid Laine
Loan Officer

Phone:(757)366-8690 Ext. 37

ilaine@tidewaterhomefunding.com

Ingrid Laine has been a successful professional since her arrival in Hampton Roads six years ago. Ingrid received a Bachelor of Science in Finance from Bentley College in Boston, Massachusetts before moving to the Tidewater area to begin helping local business owners and professionals supplement their income in mortgage banking. Ingrid specializes in financing real estate investment properties and construction projects. She enjoys working with individuals looking to build passive income.

'My first priority is to assist you in obtaining the best possible home loan to suit your individual goals and objectives. I will help you select the exact loan you need to begin purchasing your new home or utilizing the equity in your existing home. From your initial consultation through the closing, I strive to make the loan process as easy and smooth as possible.'

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Barbara Zancker
Loan Officer

Phone:(757)366-8690 Ext. 41

bzancker@tidewaterhomefunding.com

Barbara has resided in Hampton Roads since 1972. Her involvement within the Tidewater area over the last 35 years includes working within the real estate, building and mortgage industries. Barbara specializes in the areas of real estate investor loan products and commercial loans for apartments, mixed use properties, retail and office spaces. Barbara achieves the highest level of customer satisfaction and prides herself on building long term business relationships.

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Michael V. Baker
Loan Officer

Phone:(757)366-8690 Ext. 46

mbaker@tidewaterhomefunding.com

As a 'Military Brat' and a former airline employee, Michael understands the pressures felt when it comes time to relocate. My goal is to make your loan approval process as easy for you as possible. Whether a first time buyer or a refinancing to help with that much needed..., you will be assured of receiving the best service with your gaols in mind.

Courtesy, Professionalism and Pride are what you'll receive when working with me. Courtesy, by taking the time to understand your needs and goals. Professionalism, by treating every client like they are my top priority. Pride, in knowing that the loan Tidewater Home Funding provides you is the best solution for you.

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Will Shook
Loan Officer

Phone:(757)366-8690 Ext. 27

wshook@tidewaterhomefunding.com

A Hampton Roads resident since 1989, with several years experience as a mortgage consultant, Will Shook is focused on making your next mortgage experience stress free. Buying a home will likely be the most important financial decision of your life. It's important to feel comfortable and fully trust the professional funding your home loan. Call Will today and schedule a confidential visit to discuss your mortgage opportunities.

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Kelly Smichnick
Loan Officer

Phone:(757)366-8690 Ext. 35

Experience the difference!  As your personal mortgage consultant, I will provide you with the highest-quality experience.  From the first time buyer to the seasoned client, I will take you step by step through the mortgage loan process.  I have found through 15 years of sales and customer service experience that "PUTTING MY CLIENTS FIRST" is an essential part of providing the very best service.

'Home' is how you feel when you walk through the door and the way you envision your life unfolding there.  I'll always be there to help you realize those dreams.  

ksmichnick@tidewaterhomefunding.com

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Contact Information:
Tidewater Home Funding
1108 Eden Way North
Chesapeake, Virginia 23320
Phone: 757-366-8690
Fax: 757-366-0566

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